756 Dial Creek Rd, Elgin, SC 29045 Property Records

Richland County property record for 756 Dial Creek Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,301 sqft · built 2010
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Sep 2026)
Tax Bill	$4,131 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25810-05-26`

Property Details

APN / Parcel Number

Primary APN	`25810-05-26`
Alternative APNs	`R25810-05-26` `01945453`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,301 sqft Heated Area
Gross Area	5,922 sqft
1st Floor Area	2,748 sqft
Basement Area	1,553 sqft
Finished Basement	1,553 sqft
Unfinished Basement	1,553 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Area	838 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	783 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01945453
Street Address	756 DIAL CREEK RD
City	ELGIN
State	SC
Zip	29045-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 7 110X195X110X195 #SU SANCTUARY @ GREENHILL PARISH
Legal Subdivision	GREENHILL PARISH
Legal Lot Number	7,110
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2015
Census Tract	11407

Owner

756 Dial Creek Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Richland County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	756 DIAL CREEK RD, ELGIN, SC 29045-2003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME CORPORATION
Oct 28, 2025	Correction Deed
Apr 2, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 26, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Mar 1, 2010 · Amount on File
Deed Document Number	202645440
Deed Book / Page	3165 / 1969
Prior Transfer Date	Nov 24, 2009
Prior Transfer Doc	0015900036
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 10, 2026
Property Address	756 DIAL CREEK RD, ELGIN, SC 29045-2003
Document Number	0000045440
Book / Page	3165 / 1969
Instrument Date	Aug 31, 2026
Instrument	202645440
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190,385.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 DIAL CREEK RD, ELGIN, SC 29045-2003

Mortgage

Document Number	0000045441,
Date	Sep 10, 2026
Instrument	202645441

Lender

Name	HOME CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 28, 2025
Property Address	756 DIAL CREEK RD, ELGIN, SC 29045-2003
Document Number	0030690479
Book / Page	3069 / 479
Map Reference	MB 1313 PG 2891
Instrument Date	Oct 23, 2025
Instrument	2025051618
Record Updated	Nov 12, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	756 DIAL CREEK RD, ELGIN, SC 29045-2003

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	756 DIAL CREEK RD, ELGIN, SC 29045-2003
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 DIAL CREEK RD, ELGIN, SC 29045-2003

Mortgage

Document Number	0026043302
Date	Apr 2, 2021
Book Page	2604/3302
Instrument	2021021217

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Apr 5, 2036

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	756 DIAL CREEK RD, ELGIN, SC 29045-2003
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 DIAL CREEK RD, ELGIN, SC 29045-2003

Mortgage

Document Number	0028701047
Date	Oct 3, 2023
Book Page	2870/1047
Instrument	2023043073

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	756 DIAL CREEK RD, ELGIN, SC 29045-2003
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	756 DIAL CREEK RD, ELGIN, SC 29045-2003

Mortgage

Document Number	0029100274
Date	Mar 26, 2024
Book Page	2910/274
Instrument	2024012880

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 21, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 756 Dial Creek Rd was $4,131.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,131.00	$15,772	$539,700 Land $44,000 Building $495,700
2023	$3,594.00	$15,772	$394,300
2021	$3,625.00	$15,770	$394,300 Land $40,000 Building $354,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 756 Dial Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 756 Dial Creek Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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