751 Dial Creek Rd, Elgin, SC 29045 Property Records

Richland County property record for 751 Dial Creek Rd, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,151 sqft · built 2020
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Aug 2024)
Tax Bill	$5,541 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25810-05-08`

Property Details

APN / Parcel Number

Primary APN	`25810-05-08`
Alternative APNs	`R25810-05-08` `01945275`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,151 sqft Heated Area
Gross Area	5,234 sqft
1st Floor Area	1,915 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,007 sqft (0.62 acres)
Garage Area	777 sqft
Porch	Patio

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01945275
Street Address	751 DIAL CREEK RD
City	ELGIN
State	SC
Zip	29045-2003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	LOT 23 110.247.1X110.2X241.3 #SU SANCTUARY @ GREENHILL PARISH
Legal Subdivision	GREENHILL PARISH
Legal Lot Number	23,110
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2015
Census Tract	11407

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	751 DIAL CREEK RD, ELGIN, SC 29045-2003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Jul 9, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage OTHER INSTITUTIONAL LENDERS
Nov 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 7, 2018	Loan Modification, Mortgage WELLS FARGO BK
Sep 7, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2024 · Amount on Record
Deed Sale	Aug 14, 2024 · Amount on Record
Prior Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	202436542
Deed Book / Page	2948 / 1945
Last Transfer Date	Oct 2, 2024
Transfer Doc	0029612456
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 26, 2021
Property Address	751 DIAL CREEK RD, ELGIN, SC 29045-2003
Document Number	0026463927
Book / Page	2646 / 3927
Map Reference	MB 2017 PG 1798
Instrument Date	Jul 16, 2021
Instrument	2021049424
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	751 DIAL CREEK RD, ELGIN, SC 29045-2003

Mortgage

Document Number	0026463932
Date	Jul 26, 2021
Book Page	2646/3932
Instrument	2021049425

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jul 9, 2020
Property Address	751 DIAL CREEK RD, ELGIN, SC 29045-2003
Document Number	2507/0563
Book / Page	002507 / 000563
Instrument Date	Jun 24, 2020
Instrument	33780
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,758.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	751 DIAL CREEK RD ELGIN SC 290452003, ELGIN, SC 29045-2003

Mortgage

Document Number	2507/0567
Date	Jul 9, 2020
Book Page	002507/000567
Instrument	33781

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 19, 2018
Property Address	751 DIAL CREEK RD, ELGIN, SC 29045-2003
Document Number	2351/1396
Book / Page	002351 / 001396
Instrument Date	Nov 19, 2018
Instrument	83260
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	441 WESTERN LN IRMO SC 290639230, IRMO, SC 29063-9230

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHLAND SC
Recording Date	Sep 7, 2018
Property Address	751 DIAL CREEK RD, ELGIN, SC 29045-2003
Book / Page	002334 / 000762
Instrument Date	Sep 7, 2018
Instrument	65602
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	2334/0762
Date	Sep 7, 2018
Book Page	002334/000762
Instrument	65602

Lender

Name	WELLS FARGO BK
Type	Bank
Address	301 S COLLEGE ST, CHARLOTTE, NC 28202-6000

Agreement

Amount	Amount Recorded

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 7, 2018
Property Address	751 DIAL CREEK RD, ELGIN, SC 29045-2003
Document Number	2334/0758
Book / Page	002334 / 000758
Instrument Date	Sep 6, 2018
Instrument	65601
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$999.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	441 WESTERN LN IRMO SC 290639230, IRMO, SC 29063-9230
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,541.00 (+16.75%)	$21,400 (-96.52%)	$625,000 (+1.3%) Land $44,000 Building $581,000
2024		$615,300 (+2,775.23%)	$617,000 (+15.33%) Land $44,000 Building $573,000
2023	$4,746.00 (+10.35%)	$21,400 (+12.63%)	$535,000 (+12.63%)
2021	$4,301.00	$19,000	$475,000 Land $40,000 Building $435,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Dial Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures