7556 Willow Cir, Mobile, AL 36695 Property Records

Mobile County property record for 7556 Willow Cir, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	6 ba · 5,455 sqft · built 2003
Owner	2 Individual Names on File
Tax Bill	$3,288 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022809312000001048`

Property Details

APN / Parcel Number

Primary APN	`R022809312000001048`
Alternative APNs	`28 09 31 2 000 001.048` `02865581` `2865581`

Interior

Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,455 sqft Living Area
1st Floor Area	3,154 sqft
Upper Floors Area	2,726 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2865581
Old Parcel Number	R022809312000001048
Street Address	7556 WILLOW CIR
City	MOBILE
State	AL
Zip	36695-4488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 STONE HEDGE UNIT ONE MBK 79/19 #SEC 31 T4S R2W #MP28 09 31 2 000
Legal Range	02W
Legal Township	04S
Legal Section	31
Legal Subdivision	STONE HEDGE
Legal Lot Number	18
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1000
Census Tract	6410

Owner

7556 Willow Cir is owned and occupied by two individuals who acquired it in November 2002.

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7556 WILLOW CIR, MOBILE, AL 36695-4488
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2017	Deed of Trust, Mortgage · Line of Credit OAKWORTH CAPITAL BANK
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2002
Deed Sale	Nov 5, 2002
Deed Document Number	2002087662
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	7556 WILLOW CIR, MOBILE, AL 36695-4488
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIRST AMERICAN MORTGAGE SERV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014029
Date	Mar 13, 2017
Book Page	7486/0252
Instrument	2017014029

Lender

Name	OAKWORTH CAPITAL BANK
Type	Bank
Address	MOBILE, AL 36602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	7556 WILLOW CIR, MOBILE, AL 36695-4488
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073629
Date	Dec 3, 2020
Instrument	2020073629

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	7556 WILLOW CIR, MOBILE, AL 36695-4488
Document Number	0000032761
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7556 WILLOW CIR MOBILE AL 366954488, MOBILE, AL 36695-4488

Mortgage

Document Number	0000032761
Date	Jun 12, 2018
Book Page	007646/001489
Instrument	32761

Lender

Name	IBERIABANK
Type	Bank
Address	MOBILE, AL 36606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 11, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 7556 Willow Cir was $3,288 with a homeowner's exemption, up 7.1% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,288.00 (+7.1%) Homeowner's exemption	$69,170 (+7.29%) Land $10,000 Building $59,170	$691,700 (+7.29%) Land $100,000 Building $591,700
2024	$3,070.00 (+3.33%) Homeowner's exemption	$64,470 (+2.94%) Land $10,000 Building $54,470	$644,700 (+2.94%) Land $100,000 Building $544,700
2023	$2,971.00 Homeowner's exemption	$62,630 Land $10,000 Building $52,630	$626,300 Land $100,000 Building $526,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7556 Willow Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7556 Willow Cir is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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