7546 Willow Cir, Mobile, AL 36695 Property Records

Mobile County property record for 7546 Willow Cir, Mobile, AL 36695

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,871 sqft · built 2000
Lot Size	0.686 acres (29,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Jul 2022)
Tax Bill	$3,255 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022809312000001049`

Property Details

APN / Parcel Number

Primary APN	`R022809312000001049`
Alternative APNs	`28 09 31 2 000 001.049` `02865590` `2865590`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,871 sqft Living Area
1st Floor Area	2,481 sqft
Upper Floors Area	1,642 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2006
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	29,890 sqft (0.686 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	864 sqft
Deck Area	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	2865590
Street Address	7546 WILLOW CIR
City	MOBILE
State	AL
Zip	36695-4488
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 STONE HEDGE UNIT ONE MBK 79/19 #SEC 31 T4S R2W #MP28 09 31 2 000
Legal Range	04S
Legal Township	04S
Legal Section	31
Legal Subdivision	STONE HEDGE
Legal Lot Number	19
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1000
Census Tract	6410

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7546 WILLOW CIR, MOBILE, AL 36695-4488
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Prior Sale	Jul 16, 2020 · Amount on Record
Deed Document Number	202247681
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 18, 2022
Property Address	7546 WILLOW CIR, MOBILE, AL 36695-4488
Document Number	0000047681
Map Reference	MB 79 PG 19
Instrument Date	Jul 15, 2022
Instrument	2022047681
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	SECURITY LAND TITLE INC, SURETY LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3267 STEIN ST, 3267, MOBILE, AL 36608-5828

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7546 WILLOW CIR, MOBILE, AL 36695-4488

Mortgage

Document Number	0000047682
Date	Jul 18, 2022
Instrument	2022047682

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Aug 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.5%
Index	Other
Margin	3
Max Rate	10.5%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Jul 16, 2020
Property Address	7546 WILLOW CIR, MOBILE, AL 36695-4488
Document Number	0000042268
Map Reference	MB 79 PG 19
Instrument Date	Oct 10, 2019
Instrument	2020042268
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7546 WILLOW CIR, MOBILE, AL 36695-4488

Mortgage

Document Number	0000042269
Date	Jul 16, 2020
Instrument	2020042269

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,255.00 (+6.9%) Homeowner's exemption	$68,290 (+6.79%) Land $10,000 Building $58,290	$682,900 (+6.79%) Land $100,000 Building $582,900
2024	$3,045.00 (+2.77%) Homeowner's exemption	$63,950 (+4.66%) Land $10,000 Building $53,950	$639,500 (+4.66%) Land $100,000 Building $539,500
2023	$2,963.00	$61,100 Land $10,000 Building $51,100	$611,000 Land $100,000 Building $511,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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