St. Tammany Parish property record for 75557 Joyce Dr, Covington, LA 70435
| Property Type | Single Family Home |
|---|---|
| Details | 2,473 sqft · built 2019 |
| Owner | Individual Name on Record |
| Last Sale | $234,400 (Mar 2019) |
| Tax Bill | $2,266 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2019 Sale & Mortgage |
| APN | 107-818-2480 |
| Primary APN | 107-818-2480 |
|---|---|
| Alternative APN |
|
| Building Area | 2,473 sqft Living Area |
|---|
| Year Built | Built 2019 |
|---|---|
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 75557 JOYCE DR |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70435-5515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER PARK ESTATES LT5 PH1 SQ4 |
| Legal Subdivision | RIVER PARK ESTATES |
| Legal Phase | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 40204 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 75557 JOYCE DR, COVINGTON, LA 70435-5515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST |
| Mar 18, 2019 | Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2019 · Amount on Record |
| Deed Sale | Mar 18, 2019 · Amount on Record |
| Deed Document Number | 2149930 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 75557 JOYCE DR, COVINGTON, LA 70435-5515 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | UNKNOWN, CYPRESS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002275746 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2275746 |
| Name | AMERICAN BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Mar 18, 2019 |
| Property Address | 75557 JOYCE DR, COVINGTON, LA 70435-5515 |
| Document Number | 0002149930 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 2149930 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 30, 2025 |
| Title Company | DHI TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75557 JOYCE DR, COVINGTON, LA 70435-5515 |
| Document Number | 0002149931 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 2149931 |
| Name | CITIZENS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,266.00 (-3.78%) Homeowner's exemption | $27,698 (-) Land $4,000 Building $23,698 | $276,982 (-) Land $40,000 Building $236,982 |
| 2024 | $2,355.00 (+29.4%) Homeowner's exemption | $27,698 (+25.4%) Land $4,000 Building $23,698 | $276,982 (+25.4%) Land $40,000 Building $236,982 |
| 2023 | $1,820.00 Homeowner's exemption | $22,087 (-) Land $4,000 Building $18,087 | $220,870 (-) Land $40,000 Building $180,870 |
| 2022 | $1,820.00 Homeowner's exemption | $22,087 Land $4,000 Building $18,087 | $220,870 Land $40,000 Building $180,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 403 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 403 in force |
| Nearby Flood Claims | 15 (2016–2024) |
| Claims Outside the SFHA | 12 of 15 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 91% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MAGNOLIA-RIVER PARK private · serves 822 people · EPA ID LA1103198 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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