75553 Joyce Dr, Covington, LA 70435 Property Records

St. Tammany Parish property record for 75553 Joyce Dr, Covington, LA 70435 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2,437 sqft · built 2019
Owner	Individual Name on File
Last Sale	$330,000 (Aug 2022)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2022 Mortgage + 2 more
APN	`107-818-2481`

Property Details

APN / Parcel Number

Primary APN	`107-818-2481`
Alternative APN	`34678`

Interior

Building Area	2,437 sqft Living Area

Exterior

Year Built	Built 2019
Garage Area	509 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	75553 JOYCE DR
City	COVINGTON
State	LA
Zip	70435-5515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER PARK ESTATES LT6 PH1 SQ4
Legal Subdivision	RIVER PARK ESTATES
Legal Phase	1
Legal Lot Number	6
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1000
Census Tract	40204

Owner

Source: St. Tammany Parish records · APN 107-818-2481

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	431 EDEN ISLES BLVD, SLIDELL, LA 70458-5571
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 09, 2019	Deed of Trust, Mortgage · FHA Mortgage GULF COAST BANK & TRUST CO
Aug 01, 2022	Deed of Trust, Mortgage · FHA Mortgage GMFS LLC
Mar 01, 2021	Deed, Transfer · Conventional Mortgage GMFS LLC
Apr 18, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2022 · Amount on Record
Deed Sale	Aug 01, 2022 · Amount on Record
Prior Sale	Mar 01, 2021 · Amount on Record
Deed Document Number	2339390
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	75553 JOYCE DR, COVINGTON, LA 70435-5515
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002169585
Date	Aug 09, 2019
Instrument	2169585

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	75553 JOYCE DR, COVINGTON, LA 70435-5515
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002339391
Date	Aug 01, 2022
Instrument	2339391

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Interest

Rate Type	Fixed Rate

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 01, 2021
Property Address	75553 JOYCE DR, COVINGTON, LA 70435-5515
Document Number	0002255485
Map Reference	DOC 5613
Instrument Date	Feb 26, 2021
Instrument	2255485
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	75553 JOYCE DR, COVINGTON, LA 70435-5515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 FRIED ST, GRETNA, LA 70053-5347

Mortgage

Document Number	0002255486
Date	Mar 01, 2021
Instrument	2255486

Lender

Name	GMFS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 18, 2019
Property Address	75553 JOYCE DR, COVINGTON, LA 70435-5515
Document Number	0002153773
Instrument Date	Apr 16, 2019
Instrument	2153773
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002153777
Date	Apr 18, 2019
Instrument	2153777

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00 (-3.79%)	$28,291 (-) Land $4,000 Building $24,291	$282,907 (-) Land $40,000 Building $242,907
2024	$3,299.00 (+15.35%)	$28,291 (+23.42%) Land $4,000 Building $24,291	$282,907 (+23.42%) Land $40,000 Building $242,907
2023	$2,860.00 (+60.31%)	$22,923 (+5.14%) Land $4,000 Building $18,923	$229,231 (+5.14%) Land $40,000 Building $189,231
2022	$1,784.00 Homeowner's exemption	$21,802 Land $4,000 Building $17,802	$218,017 Land $40,000 Building $178,017

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030402041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 403 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	403 in force
Nearby Flood Claims	15 (2016–2024)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2024, rainfall accumulation, Hurricane Francine
Claims By Storm	Hurricane Francine, Sep 2024 · 2 claims Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Mar 2016 · 4 claims

Wildfire

Wildfire Risk	High above 72% of the US · above 92% of Louisiana
Wildfire Likelihood	About 1 in 322 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 142 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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