Lincoln County property record for 7554 Sedgebrook Dr W, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,059 sqft · built 2000 |
| Lot Size | 0.336 acres (14,636 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $425,000 (Jan 2026) |
| Tax Bill | $2,465 (2026) |
| Deeds & Mortgages | Jan 2026 Sale Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4602-50-6776 |
| Primary APN | 4602-50-6776 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,059 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 14,636 sqft (0.336 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 315243 |
|---|---|
| Street Address | 7554 SEDGEBROOK DR W |
| City | STANLEY |
| State | NC |
| Zip | 28164-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | #38THE GATES AT WSIDE CSN |
| Legal Subdivision | GATES WATERSIDE XING |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 71102 |
7554 Sedgebrook Dr W is owned by a company that bought it in January 2026.
Source: Lincoln County records, as of October 19, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 7554 SEDGEBROOK DR W, STANLEY, NC 28164-9742 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2026 | Warranty Deed, Transfer |
| Feb 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jun 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2026 · Amount on File |
| Deed Sale | Jan 12, 2026 · Amount on File |
| Prior Sale | Feb 25, 2022 · Amount on File |
| Deed Document Number | 2026704236 |
| Deed Book / Page | 3470 / 103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 12, 2026 |
| Property Address | 7554 SEDGEBROOK DR W, STANLEY, NC 28164-9742 |
| Document Number | 0003470103 |
| Book / Page | 3470 / 103 |
| Map Reference | MB 2 PG 215 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 704236 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $850.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15609 TROUBADOUR LN, HUNTERSVILLE, NC 28078-1297 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7554 SEDGEBROOK DR W, STANLEY, NC 28164-9742 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 25, 2022 |
| Property Address | 7554 SEDGEBROOK DR W, STANLEY, NC 28164-9742 |
| Document Number | 0003140100 |
| Book / Page | 3140 / 100 |
| Map Reference | MB 9 PG 254 |
| Instrument Date | Feb 24, 2022 |
| Instrument | 648071 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2022 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $790.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2315 SMITH HARBOUR DR, 2315, DENVER, NC 28037-8087 |
| Name | Verified Name |
|---|---|
| Address | 7554 SEDGEBROOK DR W, STANLEY, NC 28164-9742 |
| Document Number | 0000648072 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 648072 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 16, 2021 |
| Property Address | 7554 SEDGEBROOK DR W, STANLEY, NC 28164-9742 |
| Document Number | 3052447 |
| Book / Page | 3052 / 447 |
| Map Reference | MB 9 PG 254 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 633265 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4309 ANDREW JAMES DR, 4309, CHARLOTTE, NC 28216-6720 |
| Name | Verified Name |
|---|---|
| Address | 7554 SEDGEBROOK DR W, STANLEY, NC 28164-9742 |
| Document Number | 633266 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 633266 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2026 property tax bill for 7554 Sedgebrook Dr W was $2,465.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,465.00 | $384,981 (-) Land $82,000 Building $302,981 | $384,981 (-) Land $82,000 Building $302,981 |
| 2025 | $2,465.00 | $384,981 Land $82,000 Building $302,981 | $384,981 Land $82,000 Building $302,981 |
| 2023 | $2,435.00 | $384,981 Land $82,000 Building $302,981 | $384,981 Land $82,000 Building $302,981 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7554 Sedgebrook Dr W in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7554 Sedgebrook Dr W is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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