7536 Sedgebrook Dr W, Stanley, NC 28164 Property Records

Lincoln County property record for 7536 Sedgebrook Dr W, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,175 sqft · built 2016
Lot Size0.314 acres (13,678 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Dec 2021)
Tax Bill$4,017 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN4602-50-5713

Property Details

APN / Parcel Number

Primary APN4602-50-5713
Alternative APNs
  • 460204505703
  • 288774
  • 77010

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area3,175 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleCustom Design
Lot Area13,678 sqft (0.314 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number288774
Street Address7536 SEDGEBROOK DR W
CitySTANLEY
StateNC
Zip28164-9742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-MU CU
Legal Description#163 THE GATES AT W/SIDE
Legal SubdivisionTHE GATES WATERSIDE CROSSING
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2003
Census Tract71102

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address7536 SEDGEBROOK DR W, STANLEY, NC 28164-9742
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
PEOPLES BANK
Dec 5, 2018Deed of Trust, Mortgage · Line of Credit
PEOPLES BK
Aug 23, 2018Warranty Deed, Transfer · Conventional Mortgage
PEOPLES BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2021 · Amount on Record
Deed SaleDec 22, 2021 · Amount on Record
Prior SaleAug 23, 2018 · Amount on Record
Deed Document Number2021644769
Deed Book / Page3120 / 443
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateDec 22, 2021
Property Address7536 SEDGEBROOK DR W, STANLEY, NC 28164-9742
Document Number0003120443
Book / Page3120 / 443
Map ReferenceMB 10 PG 159
Instrument DateDec 20, 2021
Instrument644769
Transaction TypeTransfer
Record UpdatedJan 6, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1522, DENVER, NC 28037-1522

Transferred To (Grantee/Buyer)

NameVerified Name
Address7536 SEDGEBROOK DR W, STANLEY, NC 28164-9742

Mortgage

Document Number0000644770
DateDec 22, 2021
Instrument644770
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7536 SEDGEBROOK DR W, STANLEY, NC 28164-9742
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3019627
DateMar 17, 2021
Book Page3019/627
Instrument627378
Lender
NamePEOPLES BANK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7536 SEDGEBROOK DR W, STANLEY, NC 28164-9742
Document Number2785675
Instrument DateDec 5, 2018
Transaction TypeMortgage
Record UpdatedDec 20, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7536 SEDGEBROOK DR W STANLEY NC 281649742, STANLEY, NC 28164-9742

Mortgage

Document Number2785675
DateDec 6, 2018
Book Page002785/000675
Instrument586397
Lender
NamePEOPLES BK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 5, 2033
Interest
Rate TypeAdjustable Rate

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateAug 23, 2018
Property Address7536 SEDGEBROOK DR W, STANLEY, NC 28164-9742
Document Number276527
Book / Page002765 / 000027
Instrument DateAug 23, 2018
Instrument582351
Transaction TypeTransfer
Record UpdatedSep 7, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$694.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7536 SEDGEBROOK DR W STANLEY NC 281649742, STANLEY, NC 28164-9742

Mortgage

Document Number276529
DateAug 23, 2018
Book Page002765/000029
Instrument582352
Lender
NamePEOPLES BK
TypeBank
AddressNEWTON, NC 28658
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,017.00 (+0.9%)$642,034 (-) Land $82,000 Building $560,034$642,034 (-) Land $82,000 Building $560,034
2023$3,981.00$642,034 Land $82,000 Building $560,034$642,034 Land $82,000 Building $560,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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