755 Thomas Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 755 Thomas Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,537 sqft · built 1908
Lot Size	0.117 acres (5,080 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Oct 2023)
Tax Bill	$3,632 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-29-23-12-0213`

Property Details

APN / Parcel Number

Primary APN	`35-29-23-12-0213`
Alternative APNs	`8244030` `546255`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,537 sqft Living Area
1st Floor Area	793 sqft
Family Room	Family Room

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	5,080 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	546255
Street Address	755 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55104-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHUTE BROTHERS DIVISION,NO. 12 LOT 27
Legal Range	23
Legal Township	29
Legal Section	35
Legal Subdivision	CHUTE BROTHERS DIVISION,NO. 12
Legal Lot Number	27
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2000
Census Tract	32500

Owner

755 Thomas Ave is owned and occupied by an individual who bought it in October 2023.

Source: Ramsey County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	755 THOMAS AVE, SAINT PAUL, MN 55104-2748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Dec 4, 2020	Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG
Mar 3, 2020	Deed of Trust, Mortgage · Conventional with PMI BELL BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2023 · Amount on File
Deed Sale	Oct 24, 2023 · Amount on File
Prior Sale	Dec 4, 2020 · Amount on File
Deed Document Number	20235005941
Prior Transfer Date	Oct 5, 2015
Prior Transfer Doc	0004577862
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Oct 24, 2023
Property Address	755 THOMAS AVE, SAINT PAUL, MN 55104-2748
Document Number	0A05005941
Instrument Date	Sep 26, 2023
Instrument	A05005941
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TITLESMART INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	755 THOMAS AVE, SAINT PAUL, MN 55104-2748

Mortgage

Document Number	0A05005942
Date	Oct 24, 2023
Instrument	A05005942

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Mortgage

Document Number	0A05005943
Date	Oct 24, 2023
Instrument	A05005943

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55405

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 4, 2020
Property Address	755 THOMAS AVE, SAINT PAUL, MN 55104-2748
Document Number	0004849024
Instrument Date	Nov 23, 2020
Instrument	4849024
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$646.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	755 THOMAS AVE ST PAUL MN 551042748, ST PAUL, MN 55104-2748

Mortgage

Document Number	4849025
Date	Dec 4, 2020
Instrument	4849025

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	755 THOMAS AVE, SAINT PAUL, MN 55104-2748
Document Number	0004801429
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	755 THOMAS AVE ST PAUL MN 551042748, ST PAUL, MN 55104-2748

Mortgage

Document Number	0004801429
Date	Mar 10, 2020
Instrument	4801429

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 9, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 755 Thomas Ave was $3,632 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$227,000 Land $25,000 Building $202,000	$227,000 Land $25,000 Building $202,000
2025	$3,632.00
2023	$3,304.00 Homeowner's exemption	$221,700 Land $20,000 Building $201,700	$221,700 Land $20,000 Building $201,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 755 Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 755 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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