744 Thomas Ave, Saint Paul, MN 55104 Property Records

Ramsey County property record for 744 Thomas Ave, Saint Paul, MN 55104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1910
Lot Size	0.114 acres (4,960 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (Mar 2022)
Tax Bill	$3,570 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-29-23-13-0002`

Property Details

APN / Parcel Number

Primary APN	`35-29-23-13-0002`
Alternative APNs	`8359476` `404131`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
1st Floor Area	776 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1930
Architectural Style	Bi-Level
Exterior Material	Asbestos
Lot Area	4,960 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	404131
Street Address	744 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55104-2747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHUTE BROTHERS DIVISION,NO. 11 LOT 2
Legal Range	23
Legal Township	29
Legal Section	35
Legal Subdivision	CHUTE BROTHERS DIVISION,NO. 11
Legal Lot Number	2
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2003
Census Tract	32500

Owner

744 Thomas Ave is owned and occupied by two individuals who bought it in March 2022.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	744 THOMAS AVE, SAINT PAUL, MN 55104-2747
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Mar 3, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Mar 3, 2022	Affidavit of Death of Joint Tenant, Transfer LAND TITLE CORPORATION, LAND TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2022 · Amount on File
Deed Sale	Mar 3, 2022 · Amount on File
Deed Document Number	20224936457
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 9, 2025
Property Address	744 THOMAS AVE, SAINT PAUL, MN 55104-2747
Document Number	0A05064443
Instrument Date	Mar 14, 2025
Instrument	A05064443
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$849.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	744 THOMAS AVE, SAINT PAUL, MN 55104-2747

Mortgage

Document Number	0A05064444
Date	May 9, 2025
Instrument	A05064444

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Mar 3, 2022
Property Address	744 THOMAS AVE, SAINT PAUL, MN 55104-2747
Document Number	0A04936457
Instrument Date	Feb 28, 2022
Instrument	A04936457
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 THOMAS AVE, SAINT PAUL, MN 55104-2747

Mortgage

Document Number	0A04936459
Date	Mar 3, 2022
Instrument	A04936459

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

March 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RAMSEY MN
Recording Date	Mar 3, 2022
Property Address	744 THOMAS AVE, SAINT PAUL, MN 55104-2747
Document Number	0A04936456
Instrument Date	Jan 11, 2022
Instrument	A04936456
Transaction Type	Transfer
Record Updated	Mar 9, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 THOMAS AVE, SAINT PAUL, MN 55104-2747

Tax Assessment & Valuation

The 2025 property tax bill for 744 Thomas Ave was $3,570 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,100 Land $25,000 Building $195,100	$220,100 Land $25,000 Building $195,100
2025	$3,570.00
2023	$3,284.00 Homeowner's exemption	$176,600 Land $20,000 Building $156,600	$176,600 Land $20,000 Building $156,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 744 Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 744 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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