Madison County property record for 755 Puncheon Fork Rd, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,670 sqft · built 1985 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,200,000 (Jul 2024) |
| Tax Bill | $2,971 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9840-98-4267 |
| Primary APN | 9840-98-4267 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,670 sqft Heated Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 676 sqft |
| Porch | Slab |
| Porch Area | 165 sqft |
| Deck Area | 32 sqft |
| Heating System | Baseboard |
|---|
| Street Address | 755 PUNCHEON FORK RD |
|---|---|
| City | MARS HILL |
| State | NC |
| Zip | 28754-9356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A |
| Legal Description | TR:1 PL:10-584 |
| Legal Tract | 1 |
| Legal Block | 97 |
| Jurisdiction | MADISON NC |
| Township / Civil Division | 7, EBBS CHAPEL |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 10100 |
755 Puncheon Fork Rd is owned and occupied by two individuals who bought it in July 2024.
Source: Madison County records, as of May 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 755 PUNCHEON FORK RD, MARS HILL, NC 28754-9356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2022 | Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK |
| Mar 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE LENDING INC |
| Jul 19, 2024 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2024 · Amount on File |
| Deed Sale | Jul 19, 2024 · Amount on File |
| Deed Document Number | 2024355390 |
| Deed Book / Page | 797 / 200 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 755 PUNCHEON FORK RD, MARS HILL, NC 28754-9356 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 755 PUNCHEON FORK RD, MARS HILL, NC 28754-9356 |
| Document Number | 0007470689 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 747/689 |
| Instrument | 346273 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NC |
| Property Address | 755 PUNCHEON FORK RD, MARS HILL, NC 28754-9356 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008080589 |
|---|---|
| Date | Mar 18, 2025 |
| Book Page | 808/589 |
| Instrument | 357501 |
| Name | AMERICAN HERITAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 19800 MACARTHUR BLVD STE 950, IRVINE, CA 92612 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NC |
| Recording Date | Jul 19, 2024 |
| Property Address | 755 PUNCHEON FORK RD, MARS HILL, NC 28754-9356 |
| Document Number | 0007970200 |
| Book / Page | 797 / 200 |
| Map Reference | MB 10 PG 584 |
| Instrument Date | Jul 11, 2024 |
| Instrument | 355390 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 631 RUNNING CEDAR LN, MARS HILL, NC 28754-8335 |
| Name | Verified Name |
|---|---|
| Address | 755 PUNCHEON FORK RD, MARS HILL, NC 28754-9356 |
| Document Number | 0000355391 |
|---|---|
| Date | Jul 19, 2024 |
| Instrument | 355391 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 5, 2054 |
The 2025 property tax bill for 755 Puncheon Fork Rd was $2,971.
Source: Madison County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Madison County |
| Unified School District | Madison County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,971.00 | $708,541 Land $146,406 Building $562,135 | $708,541 Land $146,406 Building $562,135 |
| 2023 | $521,504 Land $168,710 Building $352,794 | $521,504 Land $168,710 Building $352,794 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 755 Puncheon Fork Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2011–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 755 Puncheon Fork Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| French Broad EMC Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
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