1060 Puncheon Fork Rd, Mars Hill, NC 28754 Property Records

Madison County property record for 1060 Puncheon Fork Rd, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,016 sqft · built 1975
Lot Size	1.99 acres (86,684 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2022)
Tax Bill	$2,123 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9850-27-3978`

Property Details

APN / Parcel Number

Primary APN	`9850-27-3978`
Alternative APNs	`9850273978 0007353` `7353`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,016 sqft Heated Area
1st Floor Area	360 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1982
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	86,684 sqft (1.99 acres)
Garage Area	648 sqft

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	180 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Other

Location & Zoning

Street Address	1060 PUNCHEON FORK RD
City	MARS HILL
State	NC
Zip	28754-9358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Block	27
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1072
Census Tract	10100

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 MOUNTAIN VIEW DR, BRISTOL, TN 37620-6429
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST BANK & TRUST CO
Sep 2, 2022	Warranty Deed, Transfer · Conventional Mortgage THE FIRST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022 · Amount on Record
Deed Sale	Sep 2, 2022 · Amount on Record
Deed Document Number	2022348090
Deed Book / Page	758 / 126
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	1060 PUNCHEON FORK RD, MARS HILL, NC 28754-9358
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1060 PUNCHEON FORK RD, MARS HILL, NC 28754-9358

Mortgage

Document Number	0007770654
Date	Aug 8, 2023
Book Page	777/654
Instrument	351757

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	BRISTOL, TN 37620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Sep 2, 2022
Property Address	1060 PUNCHEON FORK RD, MARS HILL, NC 28754-9358
Document Number	0007580126
Book / Page	758 / 126
Map Reference	MB 259 PG 231
Instrument Date	Aug 5, 2022
Instrument	348090
Transaction Type	Transfer
Record Updated	Sep 20, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	446 MOUNTAIN COVE RD, 446, MARSHALL, NC 28753-5321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 MOUNTAIN VIEW DR, BRISTOL, TN 37620-6429

Mortgage

Document Number	0000348091
Date	Sep 2, 2022
Instrument	348091

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 2, 2023

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,123.00	$431,813 (+57.75%) Land $44,008 Building $387,805	$431,813 (+57.75%) Land $44,008 Building $387,805
2023		$273,737 Land $34,776 Building $238,961	$273,737 Land $34,776 Building $238,961

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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