755 Pearl St, Laguna Beach, CA 92651 Property Records

Orange County property record for 755 Pearl St, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,612 sqft · built 1970
Lot Size	0.297 acres (12,937 sqft)
Owner	2 Individual Names on File
Last Sale	$4,199,000 (Sep 2022)
Tax Bill	$45,353 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`644-302-42`

Property Details

APN / Parcel Number

Primary APN	`644-302-42`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,612 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	12,937 sqft (0.297 acres)

Location & Zoning

Street Address	755 PEARL ST
City	LAGUNA BEACH
State	CA
Zip	92651-3451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P BK 29 PG 30 PAR 1
Legal Subdivision	TRACT 764 IN THE CITY OF LAGUNA BEACH
Legal Lot Number	206
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	62620

Owner

755 Pearl St is owned and occupied by two individuals who bought it in September 2022.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	755 PEARL ST, LAGUNA BEACH, CA 92651-3451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Jan 6, 2022	Grant Deed, Transfer · Conventional Mortgage NP INC
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Jan 6, 2022 · Amount on File
Deed Document Number	2022297272
Prior Transfer Date	Sep 17, 1997
Prior Transfer Doc	0000462676
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 2, 2022
Property Address	755 PEARL ST, LAGUNA BEACH, CA 92651-3451
Document Number	0000297272
Map Reference	MB 23 PG 11
Instrument Date	Aug 9, 2022
Instrument	2022000297272
Transaction Type	Transfer
Record Updated	Sep 16, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	755 PEARL ST, LAGUNA BEACH, CA 92651-3451

Mortgage

Document Number	0000297273
Date	Sep 2, 2022
Instrument	2022000297273

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.41%
Type Change Date	Oct 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.41%
Index	Other
Margin	3
Max Rate	9.41%

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 6, 2022
Property Address	755 PEARL ST, LAGUNA BEACH, CA 92651-3451
Document Number	0000007452
Map Reference	MB 23 PG 11
Instrument Date	Dec 7, 2021
Instrument	2022000007452
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	755 PEARL ST, LAGUNA BEACH, CA 92651-3451

Mortgage

Document Number	0000007453
Date	Jan 6, 2022
Instrument	2022000007453

Lender

Name	NP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	755 PEARL ST, LAGUNA BEACH, CA 92651-3451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427003
Date	Oct 30, 2019
Instrument	2019000427003

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 755 Pearl St was $45,353 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,456,011 (+2%) Land $3,926,469 Building $529,542
2025	$45,353.00 Homeowner's exemption	$4,368,639 Land $3,849,480 Building $519,159
2023	$43,698.00 (+2.32%) Homeowner's exemption	$4,199,000 Land $3,700,000 Building $499,000
2022	$42,707.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 755 Pearl St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1983–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 755 Pearl St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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