735 Pearl St, Laguna Beach, CA 92651 Property Records

Orange County property record for 735 Pearl St, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,379 sqft · built 1970
Lot Size	0.205 acres (8,929 sqft)
Owner	Individual Name on Record
Last Sale	$2,685,000 (Apr 2021)
Tax Bill	$30,880 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`644-302-43`

Property Details

APN / Parcel Number

Primary APN	`644-302-43`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,379 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	8,929 sqft (0.205 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	735 PEARL ST
City	LAGUNA BEACH
State	CA
Zip	92651-3451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P BK 29 PG 30 PAR 2
Legal Subdivision	CITY/LAGUNA BEACH
Legal Lot Number	206
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	62620

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	735 PEARL ST, LAGUNA BEACH, CA 92651-3451
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Intrafamily Transfer, Transfer
Jun 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 28, 2021	Grant Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Dec 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 9, 2019	Reverse Mortgage, Transfer FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Deed Document Number	2021285629
Prior Transfer Date	Dec 18, 2019
Prior Transfer Doc	0000544235
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 29, 2026
Property Address	735 PEARL ST, LAGUNA BEACH, CA 92651-3451
Document Number	0000022643
Map Reference	MB 29 PG 30
Instrument Date	Jan 8, 2026
Instrument	2026000022643
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	735 PEARL ST, LAGUNA BEACH, CA 92651-3451

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	735 PEARL ST, LAGUNA BEACH, CA 92651-3451
Transaction Type	Mortgage
Record Updated	Jul 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	735 PEARL ST, LAGUNA BEACH, CA 92651-3451

Mortgage

Document Number	0000226993
Date	Jun 27, 2022
Instrument	2022000226993

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 28, 2021
Property Address	735 PEARL ST, LAGUNA BEACH, CA 92651-3451
Document Number	0000285629
Map Reference	MB 29 PG 30
Instrument Date	Apr 2, 2021
Instrument	2021000285629
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	735 PEARL ST, LAGUNA BEACH, CA 92651-3451

Mortgage

Document Number	0000285630
Date	Apr 28, 2021
Instrument	2021000285630

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 2, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 27, 2019
Property Address	735 PEARL ST, LAGUNA BEACH, CA 92651-3451
Document Number	0000544235
Instrument Date	Dec 18, 2019
Instrument	544235
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	735 PEARL ST LAGUNA BEACH CA 926513451, LAGUNA BEACH, CA 92651-3451

May 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ORANGE CA
Recording Date	May 9, 2019
Property Address	735 PEARL ST, LAGUNA BEACH, CA 92651-3451
Document Number	0000154793
Instrument Date	Apr 12, 2019
Instrument	154793
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	735 PEARL ST LAGUNA BEACH CA 926513451, LAGUNA BEACH, CA 92651-3451

Mortgage

Document Number	154794
Date	May 9, 2019
Instrument	154794

Lender

Name	FINANCE OF AMERICA REVERSE
Address	8023 E 63RD PL # 700, TULSA, OK 74133-1240

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,995,667 (+2%) Land $2,749,504 Building $246,163
2025	$30,880.00 (+4.53%)	$2,936,929 (+5.14%) Land $2,695,592 Building $241,337
2023	$29,541.00 (+2.13%)	$2,793,474 Land $2,590,920 Building $202,554
2022	$28,926.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1983–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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