Hancock County property record for 755 Cobblestone Dr, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,541 sqft · built 2003 |
| Lot Size | 0.508 acres (22,128 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Jul 2024) |
| Tax Bill | $5,666 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2132000040 |
| Primary APN | 2132000040 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,541 sqft Living Area |
| 1st Floor Area | 1,541 sqft |
| Basement Area | 1,541 sqft |
| Finished Basement | 1,180 sqft |
| Unfinished Basement | 1,541 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,128 sqft (0.508 acres) |
| Garage Type | Attached |
| Garage Area | 940 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | Deck Area |
| Patio Area | 684 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 755 COBBLESTONE DR |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COBBLESTONE ESTATES 1ST ADD LOT 4 & PARCEL 2 OF LOT 3 |
| Legal Subdivision | COBBLESTONE ESTATES 1ST SUBDIVISION |
| Legal Lot Number | 4 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 270100 |
755 Cobblestone Dr is owned and occupied by two individuals who bought it in July 2024.
Source: Hancock County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 755 COBBLESTONE DR, GARNER, IA 50438-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CLEAR LAKE BANK & TRUST CO |
| Feb 2, 2018 | Deed of Trust, Mortgage MANUFACTURERS BANK & TRUST |
| Aug 10, 2020 | Warranty Deed, Transfer · Conventional Mortgage CLEAR LAKE BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2024 · Amount on File |
| Deed Sale | Jul 15, 2024 · Amount on File |
| Prior Sale | Aug 10, 2020 · Amount on File |
| Deed Document Number | 20241114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 755 COBBLESTONE DR, GARNER, IA 50438-1747 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000230836 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 23-0836 |
| Name | CLEAR LAKE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 755 COBBLESTONE DR, GARNER, IA 50438-1747 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00000180189 |
|---|---|
| Date | Feb 2, 2018 |
| Instrument | 0000018-0189 |
| Name | MANUFACTURERS BANK & TRUST |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | Jan 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Aug 10, 2020 |
| Property Address | 755 COBBLESTONE DR, GARNER, IA 50438-1747 |
| Document Number | 0000201653 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 20-1653 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $543.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 755 COBBLESTONE DR, GARNER, IA 50438-1747 |
| Document Number | 0000201654 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 20-1654 |
| Name | CLEAR LAKE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 1, 2025 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 755 Cobblestone Dr was $5,666, down 0.8% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,666.00 (-0.81%) | $410,170 Land $62,690 Building $347,480 | $410,170 Land $62,690 Building $347,480 |
| 2024 | $5,712.00 | ||
| 2023 | $386,190 (+7.46%) Land $50,150 Building $336,040 | $386,190 Land $50,150 Building $336,040 | |
| 2022 | $6,006.00 | $359,370 Land $50,150 Building $309,220 | |
| 2021 | $359,370 Land $50,150 Building $309,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 755 Cobblestone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 755 Cobblestone Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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