Hancock County property record for 735 Cobblestone Dr, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.281 acres (12,271 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,500 (Sep 2005) |
| Tax Bill | $5,278 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2132000060 |
| Primary APN | 2132000060 |
|---|
| Lot Area | 12,271 sqft (0.281 acres) |
|---|
| Street Address | 735 COBBLESTONE DR |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COBBLESTONE ESTATES 1ST ADD LOT 6 |
| Legal Subdivision | COBBLESTONE ESTATES FIRST SUBDIVISION |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 270100 |
735 Cobblestone Dr is owned and occupied by two individuals who bought it in September 2005.
Source: Hancock County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 735 COBBLESTONE DR, GARNER, IA 50438-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITY BANK & TRUST CO |
| Oct 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST SECURITY BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2005 · Amount on File |
| Deed Sale | Sep 27, 2005 · Amount on File |
| Prior Sale | Sep 27, 2005 · Amount on File |
| Deed Document Number | 20059-2118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 735 COBBLESTONE DR, GARNER, IA 50438-1747 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000201250 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 20-1250 |
| Name | FIRST SECURITY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Oct 31, 2017 |
| Property Address | 735 COBBLESTONE DR, GARNER, IA 50438-1747 |
| Document Number | 0000172046 |
| Instrument Date | Oct 28, 2017 |
| Instrument | 017-2046 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 735 COBBLESTONE DR, GARNER, IA 50438-1747 |
| Document Number | 0000172047 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 17-2047 |
| Name | FIRST SECURITY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CHARLES CITY, IA 50616 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2037 |
The 2025 property tax bill for 735 Cobblestone Dr was $5,278 with a homeowner's exemption, down 2.3% from the year before.
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,278.00 (-2.3%) Homeowner's exemption | $392,990 Land $47,500 Building $345,490 | $392,990 Land $47,500 Building $345,490 |
| 2024 | $5,402.00 | ||
| 2023 | $375,460 (+8.84%) Land $38,000 Building $337,460 | $375,460 Land $38,000 Building $337,460 | |
| 2022 | $5,618.00 Homeowner's exemption | $344,970 Land $38,000 Building $306,970 | |
| 2021 | $344,970 Land $38,000 Building $306,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 735 Cobblestone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 735 Cobblestone Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 76% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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