7544 Merganser Ln, Bow, WA 98232 Property Records

Skagit County property record for 7544 Merganser Ln, Bow, WA 98232

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,031 sqft · built 1999
Lot Size	2 acres (87,120 sqft)
Owner	2 Owner Names on File
Last Sale	$470,000 (Dec 2014)
Tax Bill	$8,760 (2023)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2018 Line of Credit
APN	`4694-000-013-0000`

Property Details

APN / Parcel Number

Primary APN	`4694-000-013-0000`
Alternative APN	`P111491`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,031 sqft Living Area
Gross Area	4,259 sqft
1st Floor Area	1,633 sqft
2nd Floor Area	1,398 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2014
Architectural Style	Other
Exterior Material	Siding
Construction Type	Concrete
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	1,228 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	416 sqft
Patio Area	416 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	P111491
Old Parcel Number	46940000130000
Street Address	7544 MERGANSER LN
City	BOW
State	WA
Zip	98232-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(2.0000 AC) LOT 13, PLAT OF SUNSET CREEK PLANNED UNIT DEVELOPMENT, AS PER PLAT RECORDED IN VOLUME 16 OF PLATS, PAGE 168 THROU
Legal Range	03E
Legal Township	35N
Legal Section	12
Legal Quarter	SW
Legal Subdivision	SUNSET CREEK
Legal Lot Number	13
Jurisdiction	SKAGIT WA
Township / Civil Division	BOW
Census Block Group	2
Census Block	2051
Census Tract	950802

Owner

The current owner of 7544 Merganser Ln bought it in December 2014.

Source: Skagit County records, as of October 30, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on File
Mailing Address	7544 MERGANSER LN, BOW, WA 98232-9730
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit SKAGIT BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2014 · Amount on File
Deed Sale	Dec 22, 2014 · Amount on File
Prior Sale	Apr 6, 2007 · Amount on File
Deed Document Number	201412220122
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	7544 MERGANSER LN, BOW, WA 98232-9730
Document Number	0008030194
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7544 MERGANSER LN BOW WA 982329730, BOW, WA 98232-9730

Mortgage

Document Number	0008030194
Date	Aug 3, 2020
Instrument	8030194

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 2, 2035

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SKAGIT WA
Property Address	7544 MERGANSER LN, BOW, WA 98232-9730
Document Number	0004190054
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	May 9, 2018
Title Company	LAND TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7544 MERGANSER LN BOW WA 982329730, BOW, WA 98232-9730

Mortgage

Document Number	0004190054
Date	Apr 19, 2018
Instrument	4190054

Lender

Name	SKAGIT BK
Type	Bank
Address	BURLINGTON, WA 98233

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Skagit County assessment roll, as of February 28, 2023

Property Jurisdictions

Type	Name
State	Washington
County	Skagit County
Unified School District	Burlington-Edison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,760.00
2022		$974,900 Land $317,200 Building $657,700	$974,900 Land $317,200 Building $657,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7544 Merganser Ln; there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7544 Merganser Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAMISH RIVER PARK, INC. private · serves 227 people · EPA ID WA5375670

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Pogozone powered by Neubeam Fixed Wireless	75 / 20
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

May also be available: Astound Broadband, AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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