Clare County property record for 7540 Stephen Ct, Lake, MI 48632
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · built 1970 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $107 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-140-038-00 |
| Primary APN | 009-140-038-00 |
|---|
| Full Baths | 1 Bath |
|---|
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Modular |
| Lot Area | 11,326 sqft (0.26 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7540 STEPHEN CT |
|---|---|
| City | LAKE |
| State | MI |
| Zip | 48632-9101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T18N R6W SEC 2 7540 STEPHEN CT W 1/2 LOT 38 GOLDEN ACRES PLAT OF. |
| Legal Range | 06W |
| Legal Township | 18N |
| Legal Section | 02 |
| Legal Subdivision | GOLDEN ACRES PLAT OF |
| Legal Lot Number | 38 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | FREEMAN |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 300 |
Source: Clare County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2115 E 11 MILE RD, ROYAL OAK, MI 48067-2333 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Freeman Township |
| Unified School District | Farwell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,985 (+23.22%) Land $2,151 Building $1,834 | $7,970 (+23.22%) Land $4,302 Building $3,668 | |
| 2025 | $107.00 | $3,234 Land $2,151 Building $1,083 | $6,468 Land $4,302 Building $2,166 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ISP Management Fixed Wireless | 400 / 400 |
5G and 4G LTE (outdoors only)
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