Clare County property record for 7520 Stephen Ct, Lake, MI 48632
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 754 sqft · built 1970 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $753 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-140-038-60 |
| Primary APN | 009-140-038-60 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 754 sqft Building Perimeter |
| 1st Floor Area | 754 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Modular |
| Lot Area | 22,651 sqft (0.52 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7520 STEPHEN CT |
|---|---|
| City | LAKE |
| State | MI |
| Zip | 48632-9101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T18N R6W SEC 2 7520 STEPHEN CT E 1/2 OF LOT 38 AND W 1/2 OF LOT 39 GOLDEN ACRES PLAT OF. 1999 COMBINE FROM 038-50 & 039-00 W6 |
| Legal Range | 06W |
| Legal Township | 18N |
| Legal Section | 02 |
| Legal Subdivision | GOLDEN ACRES |
| Legal Lot Number | 38,39 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | FREEMAN |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 300 |
Source: Clare County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7520 STEPHEN CT, LAKE, MI 48632-9101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Freeman Township |
| Unified School District | Farwell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,092 (-5.7%) Land $2,850 Building $32,242 | $70,184 (-5.7%) Land $5,700 Building $64,484 | |
| 2025 | $753.00 Homeowner's exemption | $37,213 Land $2,850 Building $34,363 | $74,426 Land $5,700 Building $68,726 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ISP Management Fixed Wireless | 400 / 400 |
5G and 4G LTE (outdoors only)
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