St. Louis County property record for 7540 McCarthy Beach Rd, Side Lake, MN 55781
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 1,234 sqft · built 1970 |
| Lot Size | 0.765 acres (33,339 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Jul 2018) |
| Tax Bill | $4,200 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0080-00735 |
| Primary APN | 370-0080-00735 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,234 sqft Gross Area |
| 1st Floor Area | 1,234 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Lot Area | 33,339 sqft (0.765 acres) |
| Garage Area | 387 sqft |
| Porch | Slab |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1054338 |
|---|---|
| Street Address | 7540 MCCARTHY BEACH RD |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | PART OF LOTS E AND F LYING N OF COUNTYROAD SERIAL # |
| Legal Subdivision | SIDE PARK BEACH |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4072 |
| Census Tract | 15100 |
7540 McCarthy Beach Rd, a residential property, is owned by an individual who bought it in July 2018.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4103 GRASS LAKE RD, HIBBING, MN 55746-8594 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on File |
| Deed Sale | Jul 18, 2018 · Amount on File |
| Deed Document Number | 20181336719 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 7540 McCarthy Beach Rd was $4,200, up 6.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,200.00 (+6.44%) | ||
| 2025 | $3,946.00 (+14.18%) | $508,600 (+21.18%) Land $325,100 Building $183,500 | $508,600 (+21.18%) Land $325,100 Building $183,500 |
| 2024 | $3,456.00 | $419,700 Land $295,900 Building $123,800 | $419,700 Land $295,900 Building $123,800 |
| 2022 | $317,700 Land $225,000 Building $92,700 | $317,700 Land $225,000 Building $92,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7540 McCarthy Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7540 McCarthy Beach Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
| T-Mobile Fixed Wireless | 100 / 20 |
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