7516 McCarthy Beach Rd, Side Lake, MN 55781 Property Records

St. Louis County property record for 7516 McCarthy Beach Rd, Side Lake, MN 55781

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 884 sqft · built 1915
Lot Size	0.37 acres (16,148 sqft)
Owner	Individual Name on Record
Tax Bill	$1,868 (2026)
Flood Zone	Zone A (high risk)
APN	`370-0080-00470`

Property Details

APN / Parcel Number

Primary APN	`370-0080-00470`
Alternative APN	`76540`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	884 sqft Gross Area
1st Floor Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	16,148 sqft (0.37 acres)
Garage Area	384 sqft
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	76540
Street Address	7516 MCCARTHY BEACH RD
City	SIDE LAKE
State	MN
Zip	55781
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	LOTS 46 AND 47 EX COUNTY ROAD SERIAL #
Legal Subdivision	SIDE LAKE BEACH OF T OF FRENCH
Legal Lot Number	46-47
Jurisdiction	ST LOUIS MN
Township / Civil Division	FRENCH
Census Block Group	4
Census Block	4072
Census Tract	15100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 DURAND ST, EAST LANSING, MI 48823-4521
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 25, 2024
Transfer Doc	0001490309
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	French Township
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,868.00 (+5.66%)
2025	$1,768.00 (+13.92%)	$257,900 (+41.01%) Land $147,900 Building $110,000	$257,900 (+41.01%) Land $147,900 Building $110,000
2024	$1,552.00	$182,900 (+31.96%) Land $134,700 Building $48,200	$182,900 (+31.96%) Land $134,700 Building $48,200
2022		$138,600 Land $102,500 Building $36,100	$138,600 Land $102,500 Building $36,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000
Northern Wireless Media Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20