754 Saddle Wood Dr, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 754 Saddle Wood Dr, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,258 sqft · built 1992
Lot Size	0.276 acres (12,039 sqft)
Owner	2 Individual Names on File
Last Sale	$327,000 (Feb 2019)
Tax Bill	$5,552 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-14996-07-230`

Property Details

APN / Parcel Number

Primary APN	`10-14996-07-230`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,258 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	2,258 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Construction Type	Wood
Lot Area	12,039 sqft (0.276 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	754 SADDLE WOOD DR
City	SAINT PAUL
State	MN
Zip	55123-1692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDLE RIDGE 1ST ADD 23 7 LOT 23 BLK 7 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOTS C - K
Legal Subdivision	BRIDLE RIDGE 1ST ADD
Legal Block	7
Legal Lot Number	23
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	2
Census Block	2003
Census Tract	60752

Owner

754 Saddle Wood Dr is owned and occupied by two individuals who bought it in February 2019.

Source: Dakota County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	754 SADDEWOOD DR, EAGAN, MN 55123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Feb 26, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2019 · Amount on File
Deed Sale	Feb 26, 2019 · Amount on File
Prior Sale	Oct 4, 2000 · Amount on File
Deed Document Number	20193294510
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	754 SADDLE WOOD DR, EAGAN, MN 55123-1692
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003410023
Date	Oct 28, 2020
Instrument	3410023

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	PILLAGER, MN 56473

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Feb 26, 2019
Property Address	754 SADDLE WOOD DR, EAGAN, MN 55123-1692
Document Number	0003294510
Instrument Date	Feb 15, 2019
Instrument	3294510
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,079.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	754 SADDLE WOOD DR, SAINT PAUL, MN 55123-1692

Mortgage

Document Number	0003294511
Date	Feb 26, 2019
Instrument	3294511

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 754 Saddle Wood Dr was $5,552 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,552.00	$480,100 Land $139,100 Building $341,000	$480,100 Land $139,100 Building $341,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 754 Saddle Wood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 754 Saddle Wood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Southeast MN Wifi.

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