746 Saddle Wood Dr, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 746 Saddle Wood Dr, Eagan, MN 55123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,190 sqft · built 1988
Lot Size	0.408 acres (17,786 sqft)
Owner	2 Individual Names on Record
Last Sale	$581,000 (Jul 2023)
Tax Bill	$7,474 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-14996-07-190`

Property Details

APN / Parcel Number

Primary APN	`10-14996-07-190`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,190 sqft Living Area
Gross Area	3,870 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	17,786 sqft (0.408 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	746 SADDLE WOOD DR
City	SAINT PAUL
State	MN
Zip	55123-1692
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDLE RIDGE 1ST ADD 19 7 LOT 19 BLK 7 & INTEREST ATTRIBUTABLE TO COMMON AREA KNOWN AS OUTLOTS C - K
Legal Subdivision	BRIDLE RIDGE 1ST ADD
Legal Block	7
Legal Lot Number	19
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	2
Census Block	2003
Census Tract	60752

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	746 SADDLE WOOD DR, SAINT PAUL, MN 55123-1692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jul 23, 2018	Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Prior Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	20231561338
Prior Transfer Date	Sep 26, 2013
Prior Transfer Doc	0002981124
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 2, 2023
Property Address	746 SADDLE WOOD DR, EAGAN, MN 55123-1692
Document Number	0003596951
Instrument Date	Jul 28, 2023
Instrument	3596951
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WATERMARK TITLE AGENCY LLC, WATERMARK TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,917.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	746 SADDLE WOOD DR, EAGAN, MN 55123-1692

Mortgage

Document Number	0003596952
Date	Aug 2, 2023
Instrument	3596952

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	746 SADDLE WOOD DR, EAGAN, MN 55123-1692
Document Number	0003330193
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 17, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	746 SADDLE WOOD DR EAGAN MN 551231692, EAGAN, MN 55123-1692

Mortgage

Document Number	0003330193
Date	Oct 4, 2019
Instrument	3330193

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2049

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DAKOTA MN
Recording Date	Jul 23, 2018
Property Address	746 SADDLE WOOD DR, EAGAN, MN 55123-1692
Document Number	0003261562
Instrument Date	Jul 20, 2018
Instrument	3261562
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	746 SADDLE WOOD DR, EAGAN, MN 55123-1692

Mortgage

Document Number	0003261563
Date	Jul 23, 2018
Instrument	3261563

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,474.00 (+25.87%)	$620,400 (+9.81%) Land $160,000 Building $460,400	$620,400 (+9.81%) Land $160,000 Building $460,400
2023	$5,938.00 Homeowner's exemption
2022		$565,000 Land $155,700 Building $409,300	$565,000 Land $155,700 Building $409,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Southeast MN Wifi.

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