754 Ragan Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 754 Ragan Rd, Conowingo, MD 21918

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,056 sqft · built 1994
Lot Size5.63 acres (245,243 sqft)
Owner2 Individual Names on File
Last Sale$35,900 (Aug 1992)
Tax Bill$3,194 (2026)
Deeds & MortgagesMay 2021 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-005575

Property Details

APN / Parcel Number

Primary APN08-005575
Alternative APNs
  • 8005575
  • 005575

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,056 sqft Total Area
Basement Area756 sqft
Finished Basement756 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area245,243 sqft (5.63 acres)
Deck Area186 sqft
Shed1 Shed
Shed Area416 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number005575
Street Address754 RAGAN RD
CityCONOWINGO
StateMD
Zip21918-1218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNAR
Legal Description5.63 ACRES 754 RAGAN ROAD S/E OF OAKWOOD
JurisdictionCECIL MD
Township / Civil Division8, OAKWOOD
Census Block Group1
Census Block1033
Census Tract31400

Owner

754 Ragan Rd is owned and occupied by two individuals who bought it in August 1992.

Source: Cecil County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address754 RAGAN RD, CONOWINGO, MD 21918-1218
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 7, 2021Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 1992 · Amount on File
Deed SaleAug 12, 1992 · Amount on File
Prior SaleFeb 14, 1990 · Amount on File
Deed Book / Page397 / 228
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address754 RAGAN RD, CONOWINGO, MD 21918-1218
Transaction TypeMortgage
Record UpdatedJun 2, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048750247
DateMay 7, 2021
Book Page4875/247
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term298 Months
DueMar 1, 2046

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address754 RAGAN RD, CONOWINGO, MD 21918-1218
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046880516
DateSep 25, 2020
Book Page4688/516
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term346 Months
DueJul 1, 2049

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address754 RAGAN RD, CONOWINGO, MD 21918-1218
Document Number0043620217
Instrument DateFeb 1, 2019
Transaction TypeMortgage
Record UpdatedMar 1, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address754 RAGAN RD CONOWINGO MD 219181218, CONOWINGO, MD 21918-1218

Mortgage

Document Number0043620217
DateFeb 15, 2019
Book Page004362/000217
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 14, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 754 Ragan Rd was $3,194 with a homeowner's exemption, up 2.3% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,194.00 (+2.27%) Homeowner's exemption$292,567$306,500 Land $122,200 Building $184,300
2025$3,123.00 Homeowner's exemption
2023$2,245.00 Homeowner's exemption$263,467$285,600 Land $122,200 Building $163,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 754 Ragan Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1978)
Most Recent ClaimJan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 754 Ragan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
750 / 20
T-Mobile
Fixed Wireless
100 / 20

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