741 Ragan Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 741 Ragan Rd, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,132 sqft · built 1994
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2017)
Tax Bill	$2,343 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-007659`

Property Details

APN / Parcel Number

Primary APN	`08-007659`
Alternative APNs	`8007659` `007659`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,132 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007659
Street Address	741 RAGAN RD
City	CONOWINGO
State	MD
Zip	21918-1217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.37 ACRE 741 RAGAN ROAD S/E OF OAKWOOD
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	2
Census Block	2018
Census Tract	31400

Owner

741 Ragan Rd is owned and occupied by two individuals who bought it in August 2017.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	741 RAGAN RD, CONOWINGO, MD 21918-1217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2017 · Amount on File
Deed Sale	Aug 23, 2017 · Amount on File
Prior Sale	Sep 18, 1986 · Amount on File
Deed Book / Page	4120 / 423
Record Updated	Oct 29, 2026

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Aug 23, 2017
Property Address	741 RAGAN RD, CONOWINGO, MD 21918-1217
Document Number	0041200423
Book / Page	004120 / 000423
Instrument Date	Jun 29, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	BROADVIEW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	741 RAGAN RD CONOWINGO MD 219181217, CONOWINGO, MD 21918-1217

Mortgage

Document Number	41200430
Date	Aug 23, 2017
Book Page	004120/000430

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Aug 22, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 741 Ragan Rd was $2,343, up 2.4% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,343.00 (+2.36%)	$210,567	$224,300 Land $64,100 Building $160,200
2025	$2,289.00
2023	$1,493.00	$193,167	$203,700 Land $64,100 Building $139,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 741 Ragan Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 741 Ragan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
T-Mobile Fixed Wireless	100 / 20