754 E Sleeper Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 754 E Sleeper Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	7 bd · 5 ba · 5,638 sqft · built 2004
Lot Size	9.79 acres (426,452 sqft)
Owner	2 Owner Names on Record
Last Sale	$85,000 (Aug 2003)
Tax Bill	$2,215 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R23320-468-4810`

Property Details

APN / Parcel Number

Primary APN	`R23320-468-4810`
Alternative APN	`102711`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Plumbing Fixtures	25 Plumbing Fixtures
Stories	2 Stories
Building Area	5,638 sqft Living Area
Gross Area	6,608 sqft
1st Floor Area	4,438 sqft
2nd Floor Area	1,200 sqft
Upper Floors Area	1,200 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Aluminum
Lot Area	426,452 sqft (9.79 acres)
Garage Type	Mixed
Garage Area	1,210 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	1,015 sqft
Storage Building	90 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	102711
Street Address	754 E SLEEPER RD
City	OAK HARBOR
State	WA
Zip	98277-9472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32
Legal Description	1 - W2 E2 NE NE
Legal Range	02
Legal Township	33
Legal Section	20
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3009
Census Tract	970300

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	754 E SLEEPER RD, OAK HARBOR, WA 98277-9472
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Sep 26, 2017	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE BANK
Jun 23, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2003 · Amount on Record
Deed Sale	Aug 28, 2003 · Amount on Record
Prior Sale	Apr 12, 2004
Deed Document Number	0004072845
Last Transfer Date	Jan 26, 2010
Transfer Doc	0004267721
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	754 E SLEEPER RD, OAK HARBOR, WA 98277-9472
Transaction Type	Mortgage
Record Updated	Jan 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	754 E SLEEPER RD, OAK HARBOR, WA 98277-9472

Mortgage

Document Number	0004595195
Date	Dec 31, 2025
Instrument	4595195

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	754 E SLEEPER RD, OAK HARBOR, WA 98277-9472
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004430814
Date	Sep 26, 2017
Instrument	4430814

Lender

Name	HERITAGE BANK
Type	Bank
Address	OLYMPIA, WA 98507

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	754 E SLEEPER RD, OAK HARBOR, WA 98277-9472
Document Number	0004489984
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	754 E SLEEPER RD OAK HARBOR WA 982779472, OAK HARBOR, WA 98277-9472

Mortgage

Document Number	0004489984
Date	Jun 29, 2020
Instrument	4489984

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,038,082 (+1.24%) Land $300,000 Building $738,082	$1,038,082 (+1.24%) Land $300,000 Building $738,082
2023	$2,215.00 Senior Citizen's exemption	$1,025,400 (+11.92%) Land $270,000 Building $755,400	$1,025,400 (+11.92%) Land $270,000 Building $755,400
2022		$916,162 Land $240,000 Building $676,162	$916,162 Land $240,000 Building $676,162

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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