720 E Sleeper Rd, Oak Harbor, WA 98277 Property Records

Island County property record for 720 E Sleeper Rd, Oak Harbor, WA 98277

Property Summary

Property Type	Mobile Home
Details	2,050 sqft · built 2003
Lot Size	9.79 acres (426,452 sqft)
Owner	Individual Name on Record
Tax Bill	$2,857 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R23320-467-4150`

Property Details

APN / Parcel Number

Primary APN	`R23320-467-4150`
Alternative APN	`102695`

Interior

Stories	1 Story
Building Area	2,050 sqft Living Area
Gross Area	2,674 sqft
1st Floor Area	2,050 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Aluminum
Lot Area	426,452 sqft (9.79 acres)
Garage Type	Mixed
Garage Area	624 sqft
Carport	Carport
Carport Area	192 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	865 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating Fuel	Electric

Location & Zoning

Account Number	102695
Street Address	720 E SLEEPER RD
City	OAK HARBOR
State	WA
Zip	98277-9472
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	32
Legal Description	33 - W2 W2 NE NE EX RD
Legal Range	02
Legal Township	33
Legal Section	20
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3009
Census Tract	970300

Owner

Source: Island County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 E SLEEPER RD, OAK HARBOR, WA 98277-9472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORP
Sep 16, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG
Jun 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 11, 2017	Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG
Dec 26, 2016	Deed of Trust, Mortgage · VA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 13, 2019
Transfer Doc	0004465377
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	720 E SLEEPER RD, OAK HARBOR, WA 98277-9472
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004524598
Date	Jul 19, 2021
Instrument	4524598

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	720 E SLEEPER RD, OAK HARBOR, WA 98277-9472
Document Number	0004499537
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	720 E SLEEPER RD OAK HARBOR WA 982779472, OAK HARBOR, WA 98277-9472

Mortgage

Document Number	0004499537
Date	Oct 16, 2020
Instrument	4499537

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 13, 2019
Property Address	720 E SLEEPER RD, OAK HARBOR, WA 98277-9472
Document Number	0004465377
Instrument Date	Jun 10, 2019
Instrument	4465377
Transaction Type	Transfer
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 E SLEEPER RD OAK HARBOR WA 982779472, OAK HARBOR, WA 98277-9472

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	720 E SLEEPER RD, OAK HARBOR, WA 98277-9472
Document Number	0004432507
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 E SLEEPER RD OAK HARBOR WA 982779472, OAK HARBOR, WA 98277-9472

Mortgage

Document Number	0004432507
Date	Oct 20, 2017
Instrument	4432507

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	720 E SLEEPER RD, OAK HARBOR, WA 98277-9472
Document Number	0004414372
Instrument Date	Dec 26, 2016
Transaction Type	Mortgage
Record Updated	Jan 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 E SLEEPER RD OAK HARBOR WA 982779472, OAK HARBOR, WA 98277-9472

Mortgage

Document Number	0004414372
Date	Jan 3, 2017
Instrument	4414372

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: Island County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$500,612 (+10.28%) Land $300,000 Building $200,612	$500,612 (+10.28%) Land $300,000 Building $200,612
2023	$2,857.00	$453,963 (+19.26%) Land $270,000 Building $183,963	$453,963 (+19.26%) Land $270,000 Building $183,963
2022		$380,652 Land $240,000 Building $140,652	$380,652 Land $240,000 Building $140,652

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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