7538 Hackamore Rd, Zephyrhills, FL 33541 Property Records

Pasco County property record for 7538 Hackamore Rd, Zephyrhills, FL 33541

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,986 sqft · built 1997
Lot Size	4.55 acres (198,198 sqft)
Owner	Individual Name on Record
Last Sale	$429,900 (Aug 2021)
Tax Bill	$6,154 (2025)
Deeds & Mortgages	Jan 2023 Transfer Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-25-21-0010-06000-0000`

Property Details

APN / Parcel Number

Primary APN	`32-25-21-0010-06000-0000`
Alternative APNs	`2125320010060000000` `0167713`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,986 sqft Living Area
Gross Area	2,386 sqft
1st Floor Area	1,986 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	198,198 sqft (4.55 acres)
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	407 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	266 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7538 HACKAMORE RD
City	ZEPHYRHILLS
State	FL
Zip	33541-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	ZEPHYRHILLS COLONY COMPANY LANDS PB 1 PG 55 TRACT 60 IN SEC 32 EXC WEST 25 FT THEREOF TOGETHER WITH EASEMENT FOR INGRESS-EGRESS & UTILITIES PER OR 3418 PG 571
Legal Range	21E
Legal Township	25S
Legal Section	32
Legal Subdivision	ZEPHYRHILLS COLONY COMPANY LANDS
Legal Tract	60
Legal Block	6
Jurisdiction	PASCO FL
Township / Civil Division	ZEPHYRHILLS
Census Block Group	3
Census Block	3006
Census Tract	32901

Owner

Source: Pasco County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7538 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Mar 16, 2018	Deed of Trust, Mortgage · Line of Credit GTE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2021 · Amount on Record
Deed Sale	Aug 27, 2021 · Amount on Record
Prior Sale	Dec 21, 2015 · Amount on Record
Deed Document Number	2021182770
Deed Book / Page	10425 / 124
Last Transfer Date	Dec 28, 2022
Transfer Doc	0107490532
Record Updated	Sep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASCO FL
Recording Date	Jan 11, 2023
Property Address	7538 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9208
Document Number	0107490532
Book / Page	10749 / 532
Map Reference	MB 1 PG 55
Instrument Date	Dec 28, 2022
Instrument	2023005239
Transaction Type	Transfer
Record Updated	Jan 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7538 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7538 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9208

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Aug 27, 2021
Property Address	7538 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9208
Document Number	0104250124
Book / Page	10425 / 124
Map Reference	MB 1 PG 55
Instrument Date	Aug 10, 2021
Instrument	2021182770
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	MERIDIAN TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,009.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 634, WEBSTER, FL 33597-0634

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7538 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9208

Mortgage

Document Number	10425126
Date	Aug 27, 2021
Instrument	10425/126

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	7538 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9208
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096932684
Date	Mar 16, 2018
Book Page	9693/2684
Instrument	2018044569

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$352,945 (-0.17%) Land $100,184 Building $252,761	$352,945 (-0.17%) Land $100,184 Building $252,761
2025	$6,154.00 (-0.77%)	$353,549 (+6.14%) Land $100,184 Building $253,365	$353,549 (+6.14%) Land $100,184 Building $253,365
2024	$6,202.00 (+6.66%)
2023	$5,815.00 (+15.65%)	$333,107 (+7.95%) Land $100,184 Building $232,923	$333,107 (+7.95%) Land $100,184 Building $232,923
2022	$5,028.00	$308,567 Land $100,184 Building $208,383	$308,567 Land $100,184 Building $208,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum.

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