7316 Hackamore Rd, Zephyrhills, FL 33541 Property Records

Pasco County property record for 7316 Hackamore Rd, Zephyrhills, FL 33541

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,216 sqft · built 2018
Lot Size	4.64 acres (202,118 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Mar 2026)
Tax Bill	$3,406 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-25-21-0010-08500-0000`

Property Details

APN / Parcel Number

Primary APN	`32-25-21-0010-08500-0000`
Alternative APNs	`2125320010085000000` `0167811`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,216 sqft Living Area
1st Floor Area	1,998 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	202,118 sqft (4.64 acres)
Garage Type	Carport
Garage Area	1 sqft
Carport	Carport
Carport Area	1 sqft

Exterior Amenities

Pool Area	260 sqft
Porch	Florida Room
Porch Area	350 sqft
Patio Area	797 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7316 HACKAMORE RD
City	ZEPHYRHILLS
State	FL
Zip	33541-9204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	ZEPHYRHILLS COLONY COMPANY LANDS PB 1 PG 55 TRACT 85 LESS & EXC THE WEST 25 FT & LESS & EXC THE EAST 50 FT OF WEST 75.00 FT OF SOUTH 50.00 FT THEREOF TOGETHER WITH INGRESS-EGRESS & UTILITIES EASEMENT OVER THOSE LANDS DESC IN OR 3418 PG 571
Legal Range	21E
Legal Township	25S
Legal Section	32
Legal Subdivision	ZEPHYRHILLS COLONY COMPANY LANDS
Legal Tract	85
Legal Block	85
Jurisdiction	PASCO FL
Township / Civil Division	ZEPHYRHILLS
Census Block Group	3
Census Block	3006
Census Tract	32901

Owner

Source: Pasco County records, as of March 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7316 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Warranty Deed, Transfer · Conventional Mortgage OCMBC INC
Aug 23, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Aug 28, 2018	Loan Modification, Mortgage HANCOCK WHITNEY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Prior Sale	Aug 14, 2017 · Amount on Record
Deed Document Number	202641710
Deed Book / Page	11376 / 2126
Prior Transfer Date	Sep 7, 2021
Prior Transfer Doc	0108741897
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Mar 5, 2026
Property Address	7316 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9204
Document Number	0113762126
Book / Page	11376 / 2126
Map Reference	MB 1 PG 55
Instrument Date	Feb 27, 2026
Instrument	2026041710
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7316 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7316 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9204

Mortgage

Document Number	0113762128
Date	Mar 5, 2026
Instrument	11376/2128

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASCO FL
Recording Date	Aug 23, 2023
Property Address	7316 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9204
Document Number	0108741897
Book / Page	10874 / 1897
Map Reference	MB 3418 PG 571-573
Instrument Date	Sep 7, 2021
Instrument	2023151125
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7316 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7316 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9204

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	7316 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096201433
Date	Oct 18, 2017
Book Page	9620/1433
Instrument	2017163889

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	7316 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7316 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9204

Mortgage

Document Number	0101802763
Date	Sep 21, 2020
Book Page	10180/2763
Instrument	2020156035

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PASCO FL
Property Address	7316 HACKAMORE RD, ZEPHYRHILLS, FL 33541-9204
Document Number	0097943288
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7316 HACKAMORE RD ZEPHYRHILLS FL 335419204, ZEPHYRHILLS, FL 33541-9204

Mortgage

Document Number	0097943288
Date	Sep 27, 2018
Book Page	009794/003288
Instrument	164880

Lender

Name	HANCOCK WHITNEY BK
Address	NEW ORLEANS, LA 70122

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 26, 2038

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,100 (+2.9%)	$323,018 (-1.57%) Land $101,180 Building $221,838
2025	$3,406.00 (+2.65%) Homeowner's exemption	$236,250 (+5.98%) Land $101,180 Building $135,070	$328,156 (+3.74%) Land $101,180 Building $226,976
2024	$3,318.00 (+1.37%)
2023	$3,273.00 (+11.48%) Additional exemption filed	$222,920 (+3%) Land $101,180 Building $121,740	$316,318 (+6.94%) Land $101,180 Building $215,138
2022	$2,936.00 Homeowner's exemption	$216,430 Land $101,180 Building $115,250	$295,789 Land $101,180 Building $194,609

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	65 in force
Nearby Flood Claims	5 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Spectrum.

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