Charles County property record for 7532 Bumpy Oak Rd, #L, La Plata, MD 20646 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1920 |
| Square Footage | 2,370 sqft Living Area |
| Lot Size | 217,800 sqft (5 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2026) |
| Tax Bill | $8,258.00 (2025) |
| Primary APN | 07-042515 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,370 sqft Living Area |
| Gross Area | 2,902 sqft Gross Area |
| 1st Floor | 1,614 sqft 1st Floor |
| Basement Area | 2,540 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 217,800 sqft (5 acres) |
| Patio Area | 532 sqft Patio |
| Porch | Open Porch |
| Porch Area | 184 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Sewage Connected |
| Account Number | 042515 |
|---|---|
| Street Address | 7532 BUMPY OAK RD, L |
| City | LA PLATA |
| State | MD |
| Zip | 20646-5631 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 5 AC N/S BUMPY OAK RD |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | CHARLES MD |
| Minor Civil Division | 7, POMONKEY |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 850712 |
Source: Charles County records · APN 07-042515
Assessment roll updated September 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7532 BUMPY OAK RD, LA PLATA, MD 20646-5631 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jun 10, 2026 | Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2026 · Amount on Record |
| Deed Sale | Jun 10, 2026 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 14103 / 286 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 7532 BUMPY OAK RD # L, L, LA PLATA, MD 20646-5631 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0118410217 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 11841/217 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 10, 2026 |
| Property Address | 7532 BUMPY OAK RD, L, LA PLATA, MD 20646-5631 |
| Document Number | 1410000286 |
| Book / Page | 14103 / 286 |
| Instrument Date | Apr 28, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | HARVART TITLE, HARVEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $353,500.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7532 BUMPY OAK RD, LA PLATA, MD 20646-5631 |
| Document Number | 1410000291, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 14103/291 |
| Name | AMERICAN PACIFIC MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,258.00 (+154.64%) Homeowner's exemption | $316,400 (+31.4%) Land $102,000 Building $214,400 | $316,400 (-) Land $102,000 Building $214,400 |
| 2023 | $3,243.00 Homeowner's exemption | $240,800 | $316,400 Land $102,000 Building $214,400 |
Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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