7370 Bumpy Oak Rd, La Plata, MD 20646 Property Records

Charles County property record for 7370 Bumpy Oak Rd, La Plata, MD 20646 · Last verified November 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms4 Baths
Year BuiltBuilt 2019
Square Footage3,030 sqft Total Area
Lot Size535,788 sqft (12.3 acres)
GarageAttached, 994 sqft
Last Sale$136,000 (2019)
Tax Bill$10,934.00 (2023)

Property Details

APN / Parcel Number

Primary APN07-025203
Alternative APNs
  • 7025203
  • 025203

Interior

Full Baths4 Baths
Building Area3,030 sqft Total Area
Basement Area1,000 sqft Basement
Finished Basement1,000 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2019
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area535,788 sqft (12.3 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area994 sqft Garage
PorchOpen Porch
Porch Area263 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected

Location & Zoning

Account Number025203
Old Parcel Number7025203
Street Address7370 BUMPY OAK RD
CityLA PLATA
StateMD
Zip20646-5628
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1 WASH TAYLOR EST SUB
Legal SubdivisionWASH TAYLOR EST SUB
Legal Lot Number1
JurisdictionCHARLES MD
Minor Civil Division7, POMONKEY
Census Blockgroup3
Census Block3013
Census Tract850712

Owner

Source: Charles County records · APN 07-025203

Assessment roll updated July 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7370 BUMPY OAK RD, LA PLATA, MD 20646-5628
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
SEVERN SAVINGS BANK FSB
May 30, 2019Deed, Construction Loan · Building or Construction Mortgage
SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 30, 2019 · Amount on Record
Deed SaleMay 30, 2019 · Amount on Record
Prior SaleOct 19, 2005 · Amount on Record
Deed Doc Number0010649471
Deed Book / Page10649 / 471
Record RefreshedJun 07, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address7370 BUMPY OAK RD, LA PLATA, MD 20646-5628
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyBUYERS TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0112230068
DateJul 16, 2020
Book Page11223/68
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
AddressANNAPOLIS, MD 21401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

May 2019: Deed, Construction Loan

Document TypeDeed
JurisdictionCHARLES MD
Recording DateMay 30, 2019
Property Address7370 BUMPY OAK RD, LA PLATA, MD 20646-5628
Document Number0106490471
Book / Page10649 / 471
Instrument DateMay 17, 2019
Transaction TypeConstruction Loan
Record UpdatedAug 11, 2022
Title CompanyBUYERS TITLE INC

Transaction

AmountAmount Recorded
Tax$1,360.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address7850 KING ARTHUR CT, WHITE PLAINS, MD 20695-3429

Mortgage

Document Number0010649475
DateMay 30, 2019
Instrument10649/475
Lender
NameSEVERN SAVINGS BANK FSB
TypeBank
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term373 Months
DueJun 01, 2050
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateJun 01, 2025
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change6%
Index1-Year CMT
Max Rate10%

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated July 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$10,934.00 Homeowner's exemption$663,467$763,200 Land $128,200 Building $635,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Bumpy Oak Rd

Nearby Streets

Search Property Records by Address or Parcel Number