753 Whispering Marsh Dr, Charleston, SC 29412 Property Records

Charleston County property record for 753 Whispering Marsh Dr, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,175 sqft · built 2004
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on Record
Last Sale	$473,500 (Sep 2011)
Tax Bill	$4,331 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`454-05-00-145`

Property Details

APN / Parcel Number

Primary APN	`454-05-00-145`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,175 sqft Living Area
1st Floor Area	1,856 sqft
Upper Floors Area	1,319 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	262 sqft
Patio Area	262 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	753 WHISPERING MARSH DR
City	CHARLESTON
State	SC
Zip	29412-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -STILES POINT PLANTATION DESCRIPTION -LOT 57
Legal Subdivision	STILES POINT PLANTATION
Legal Lot Number	57
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	2
Census Block	2074
Census Tract	2007

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	753 WHISPERING MARSH DR, CHARLESTON, SC 29412-4436
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage SOUTHERN FIRST BANK NA
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BANK NA
Apr 12, 2019	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA
Feb 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2011 · Amount on Record
Deed Sale	Sep 23, 2011 · Amount on Record
Prior Sale	Nov 25, 2003 · Amount on Record
Deed Book / Page	208 / 678
Last Transfer Date	Nov 25, 2013
Transfer Doc	0376/0266
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	753 WHISPERING MARSH DR, CHARLESTON, SC 29412-4436
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	753 WHISPERING MARSH DR, CHARLESTON, SC 29412-4436

Mortgage

Document Number	0010750870
Date	Feb 7, 2022
Book Page	1075/870

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	753 WHISPERING MARSH DR, CHARLESTON, SC 29412-4436
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	753 WHISPERING MARSH DR, CHARLESTON, SC 29412-4436

Mortgage

Document Number	0010750871
Date	Feb 7, 2022
Book Page	1075/871

Lender

Name	SOUTHERN FIRST BANK NA
Type	Bank
Address	CHARLESTON, SC 29401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	753 WHISPERING MARSH DR, CHARLESTON, SC 29412-4436
Document Number	0790/0054
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	753 WHISPERING MARSH DR CHARLESTON SC 294124436, CHARLESTON, SC 29412-4436

Mortgage

Document Number	0790/0054
Date	Apr 17, 2019
Book Page	000790/000054

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	CHARLESTON, SC 29401-3508

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 16, 2029

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	753 WHISPERING MARSH DR, CHARLESTON, SC 29412-4436
Document Number	0777/0444
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	753 WHISPERING MARSH DR CHARLESTON SC 294124436, CHARLESTON, SC 29412-4436

Mortgage

Document Number	0777/0444
Date	Feb 13, 2019
Book Page	000777/000444

Lender

Name	SOUTHERN ST BK
Type	Bank
Address	CAYCE, SC 29033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2034

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,331.00 (+9.84%)	$883,546 (+2,774.26%) Land $221,255 Building $662,291	$1,146,400 (+35.43%) Land $366,500 Building $779,900
2024	$3,943.00 (+6.57%)	$30,740 (-)
2022	$3,700.00	$30,740	$846,471 (-) Land $211,971 Building $634,500
2020			$846,471 Land $211,971 Building $634,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 619 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	624 units insured incl. 5 condo units
Nearby Flood Claims	189 (1987–2023)
Claims Outside the SFHA	5 of 189
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims Severe Storms And Flooding, Oct 2015 · 9 claims Hurricane Hugo, Sep 1989 · 146 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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