741 Whispering Marsh Dr, Charleston, SC 29412 Property Records

Charleston County property record for 741 Whispering Marsh Dr, Charleston, SC 29412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,655 sqft · built 2004
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$678,000 (Jun 2018)
Tax Bill	$3,961 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2019 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`454-05-00-142`

Property Details

APN / Parcel Number

Primary APN	`454-05-00-142`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,655 sqft Living Area
Gross Area	3,807 sqft
1st Floor Area	1,536 sqft
Upper Floors Area	735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)

Exterior Amenities

Porch	Slab
Porch Area	588 sqft
Deck Area	140 sqft
Patio Area	392 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	741 WHISPERING MARSH DR
City	CHARLESTON
State	SC
Zip	29412-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -STILES POINT PLANTATION DESCRIPTION -LOT 60
Legal Subdivision	STILES POINT PLANTATION
Legal Lot Number	60
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	2
Census Block	2074
Census Tract	2007

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	741 WHISPERING MARSH DR, CHARLESTON, SC 29412-4436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit BEACON COMMUNITY BANK
Oct 28, 2019	Deed of Trust, Mortgage · Line of Credit BEACON CMNTY BK
Jun 13, 2018	Grant Deed, Transfer FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2018 · Amount on Record
Deed Sale	Jun 13, 2018 · Amount on Record
Deed Book / Page	725 / 554
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	741 WHISPERING MARSH DR, CHARLESTON, SC 29412-4436
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 WHISPERING MARSH DR, CHARLESTON, SC 29412-4436

Mortgage

Document Number	0011260250
Date	Jul 25, 2022
Book Page	1126/250

Lender

Name	BEACON COMMUNITY BANK
Type	Bank
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 29, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	741 WHISPERING MARSH DR, CHARLESTON, SC 29412-4436
Document Number	0836/0494
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	741 WHISPERING MARSH DR CHARLESTON SC 294124436, CHARLESTON, SC 29412-4436

Mortgage

Document Number	0836/0494
Date	Nov 4, 2019
Book Page	000836/000494

Lender

Name	BEACON CMNTY BK
Address	CHARLESTON, SC 29403

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 13, 2018
Property Address	741 WHISPERING MARSH DR, CHARLESTON, SC 29412-4436
Document Number	0725/0554
Book / Page	000725 / 000554
Instrument Date	Jun 11, 2018
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$678.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	741 WHISPERING MARSH DR CHARLESTON SC 294124436, CHARLESTON, SC 29412-4436

Mortgage

Document Number	725/0555
Date	Jun 13, 2018
Book Page	000725/000555

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,961.00 (+10.18%)	$802,700 (+2,775%) Land $230,000 Building $572,700	$1,055,400 (+55.66%) Land $342,600 Building $712,800
2024	$3,595.00 (+9.74%)	$27,920 (+2.95%)
2022	$3,276.00	$27,120	$678,000 (-2.87%) Land $200,000 Building $478,000
2020			$698,000 Land $200,000 Building $498,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 619 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	624 units insured incl. 5 condo units
Nearby Flood Claims	189 (1987–2023)
Claims Outside the SFHA	5 of 189
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 10 claims Severe Storms And Flooding, Oct 2015 · 9 claims Hurricane Hugo, Sep 1989 · 146 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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