7525 38th Dr E, Palmetto, FL 34221 Property Records

Manatee County property record for 7525 38th Dr E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,970 sqft · built 2017
Lot Size	0.213 acres (9,292 sqft)
Owner	2 Individual Names on File
Last Sale	$265,900 (Mar 2017)
Tax Bill	$2,166 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6698.0360-9`

Property Details

APN / Parcel Number

Primary APN	`6698.0360-9`
Alternative APN	`331829669803609`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,554 sqft
1st Floor Area	1,970 sqft

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,292 sqft (0.213 acres)
Terrain	Low
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	164 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	331829669803609
Street Address	7525 38TH DR E
City	PALMETTO
State	FL
Zip	34221-3791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 62 HERON CREEK PHASE I PI#6698.0360/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE I
Legal Phase	1
Legal Tract	669800
Legal Lot Number	62
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1013
Census Tract	1915

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7525 38TH DR E, PALMETTO, FL 34221-3791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Mar 16, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage FBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2017 · Amount on File
Deed Sale	Mar 16, 2017 · Amount on File
Deed Document Number	201741023632
Deed Book / Page	002664 / 005679
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7525 38TH DR E, PALMETTO, FL 34221-3791
Document Number	0028111222
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7525 38TH DR E PALMETTO FL 342213791, PALMETTO, FL 34221-3791

Mortgage

Document Number	0028111222
Date	Nov 6, 2019
Book Page	002811/001222
Instrument	41111477

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 16, 2017
Property Address	7525 38TH DR E, PALMETTO, FL 34221-3791
Document Number	0026645679
Book / Page	002664 / 005679
Instrument Date	Feb 28, 2017
Instrument	41023632
Transaction Type	Subdivision Related Transfer
Record Updated	May 29, 2017
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,861.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7525 38TH DR E PALMETTO FL 342213791, PALMETTO, FL 34221-3791

Mortgage

Document Number	26645680
Date	Mar 16, 2017
Book Page	002664/005680
Instrument	41023633

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,157 (+5.99%)	$403,630 (+3.63%) Land $45,900 Building $357,730
2024	$2,166.00 (+1.98%)
2023	$2,124.00 (+3.26%) Homeowner's exemption	$176,584 (+3%)	$389,508 (+14.29%) Land $45,900 Building $343,608
2022	$2,057.00 Homeowner's exemption	$171,441	$340,795 Land $45,000 Building $295,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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