7524 38th Dr E, Palmetto, FL 34221 Property Records

Manatee County property record for 7524 38th Dr E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,505 sqft · built 2017
Lot Size	0.211 acres (9,207 sqft)
Owner	Individual Name on Record
Last Sale	$406,900 (Feb 2022)
Tax Bill	$4,960 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6698.0455-9`

Property Details

APN / Parcel Number

Primary APN	`6698.0455-9`
Alternative APN	`331829669804559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,505 sqft Living Area
Gross Area	2,260 sqft
1st Floor Area	1,505 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,207 sqft (0.211 acres)
Terrain	Low
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	335 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	331829669804559
Street Address	7524 38TH DR E
City	PALMETTO
State	FL
Zip	34221-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 81 HERON CREEK PHASE I PI#6698.0455/9
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	HERON CREEK PHASE I
Legal Phase	1
Legal Tract	669800
Legal Lot Number	81
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1014
Census Tract	1915

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7524 38TH DR E, PALMETTO, FL 34221-3721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Special Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 6, 2021	Warranty Deed, Transfer ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO
May 4, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage FBC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Dec 6, 2021 · Amount on Record
Deed Document Number	202241018368
Record Updated	Jun 8, 2026

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 9, 2022
Property Address	7524 38TH DR E, PALMETTO, FL 34221-3721
Document Number	0041018368
Map Reference	MB 58 PG 42-47
Instrument Date	Feb 8, 2022
Instrument	202241018368
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	KEYSTONE TITLE, KEYSTONE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,848.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7524 38TH DR E, PALMETTO, FL 34221-3721
Investor	Possibly a Property Investor

Mortgage

Document Number	0041018370
Date	Feb 9, 2022
Instrument	202241018370

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 6, 2021
Property Address	7524 38TH DR E, PALMETTO, FL 34221-3721
Document Number	0041161182
Map Reference	MB 58 PG 42-47
Instrument Date	Dec 2, 2021
Instrument	202141161182
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ZILLOW CLOSING SERVICES LLC, ZILLOW CLOSING SVCS POST CLO

Transaction

Amount	Amount Recorded
Tax	$2,573.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2179 CORK OAK ST E, SARASOTA, FL 34232-6807

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

May 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	May 4, 2017
Property Address	7524 38TH DR E, PALMETTO, FL 34221-3721
Document Number	0026725578
Book / Page	002672 / 005578
Instrument Date	Apr 25, 2017
Instrument	41042351
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 16, 2017
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,658.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7524 38TH DR E PALMETTO FL 342213721, PALMETTO, FL 34221-3721

Mortgage

Document Number	26725579
Date	May 4, 2017
Book Page	002672/005579
Instrument	41042352

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$352,556 (+3.63%) Land $45,900 Building $306,656	$352,556 (+3.63%) Land $45,900 Building $306,656
2024	$4,960.00 (+1.39%)
2023	$4,892.00 (+8.4%)	$340,196 (+9.45%) Land $45,900 Building $294,296	$340,196 (+9.45%) Land $45,900 Building $294,296
2022	$4,513.00	$310,833 Land $45,000 Building $265,833	$310,833 Land $45,000 Building $265,833

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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