7518 River Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7518 River Rd, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,312 sqft · built 1922
Lot Size0.413 acres (18,025 sqft)
OwnerCompany Name on File
Last Sale$149,000 (Aug 2023)
Tax Bill$1,308 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Apr 2021 Transfer
Flood ZoneZone X (minimal risk)
APN21020100150019

Property Details

APN / Parcel Number

Primary APN21020100150019
Alternative APNs
  • 020100150019
  • 00001121

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories2 Stories
Building Area1,312 sqft Finished Area
Basement Area1,072 sqft
FlooringCovered

Exterior

Year BuiltBuilt 1922
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,025 sqft (0.413 acres)
Deck Area64 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Account Number00001121
Street Address7518 RIVER RD
CityPROSPECT
StateKY
Zip40059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 19 JAS T TAYLOR SUB LOT 2 PB 4 PG 64, .4138 AC+/-
Legal SubdivisionJAS T TAYLOR
Legal Lot Number19
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group3
Census Block3002
Census Tract7502

Owner

7518 River Rd is owned by a company that acquired it in August 2023.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of RecordCompany Name on File
Mailing Address411 WALNUT ST, GREEN COVE SPRINGS, FL 32043-3443
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Apr 29, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2023 · Amount on File
Deed SaleAug 11, 2023 · Amount on File
Prior SaleAug 11, 2023 · Amount on File
Deed Document Number0000158799
Deed Book / PageD 12669 / 516
Last Transfer DateAug 24, 2023
Transfer Doc0000170118
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateAug 11, 2023
Property Address7518 RIVER RD, PROSPECT, KY 40059
Document Number0000158799
Book / PageD 12669 / 516
Map ReferenceMB 4 PG 64
Instrument DateAug 8, 2023
Instrument2023158799
Transaction TypeTransfer
Record UpdatedAug 21, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$149.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7710 CAMBRIDGE CT, CRESTWOOD, KY 40014-8932

Transferred To (Grantee/Buyer)

NameVerified Name
Address6905 NARROW CREEK CT, PROSPECT, KY 40059-9410

Mortgage

Document Number0000158800
DateAug 11, 2023
Instrument2023158800
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON KY
Recording DateApr 29, 2021
Property Address7518 RIVER RD, PROSPECT, KY 40059
Document Number0000104253
Book / Page12002 / 894
Instrument DateApr 26, 2021
Instrument2021104253
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address8193 EAST TIGER LANE, LEAVENWORTH, IN 47137

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address7710 CAMBRIDGE CT, CRESTWOOD, KY 40014-8932

Tax Assessment & Valuation

The 2025 property tax bill for 7518 River Rd was $1,308.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,308.00$117,240 Land $33,950 Building $83,290
2024$117,240 (-) Land $33,950 Building $83,290
2023$1,357.00 (-0.37%)$117,240 (-) Land $33,950 Building $83,290$117,240 (-) Land $33,950 Building $83,290
2022$1,362.00$117,240 Land $33,950 Building $83,290$117,240 Land $33,950 Building $83,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7518 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies55 units insured
incl. 12 condo units
Nearby Flood Claims58 (1991–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7518 River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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