7516 River Rd, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7516 River Rd, Prospect, KY 40059 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,338 sqft · built 1922
Lot Size0.403 acres (17,576 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Jul 2019)
Tax Bill$1,899 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21020100140018

Property Details

APN / Parcel Number

Primary APN21020100140018
Alternative APNs
  • 020100140018
  • 00001135

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories2 Stories
Building Area1,338 sqft Finished Area
Basement Area1,248 sqft
FlooringCovered

Exterior

Year BuiltBuilt 1922
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,576 sqft (0.403 acres)
Garage TypeDetached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00001135
Street Address7516 RIVER RD
CityPROSPECT
StateKY
Zip40059-9610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18, JAMES T TAYLOR SUBDIVISION, PB. 4, PG. 64, 0.4035 AC+-
Legal SubdivisionJAS T TAYLOR
Legal Lot Number18
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group3
Census Block3002
Census Tract7502

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21020100140018

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7516 RIVER RD, PROSPECT, KY 40059-9610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 15, 2019Grant Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 15, 2019 · Amount on Record
Deed SaleJul 15, 2019 · Amount on Record
Prior SaleOct 04, 2016 · Amount on Record
Deed Document Number0011453919
Deed Book / Page11453 / 919
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address7516 RIVER RD, PROSPECT, KY 40059-9610
Transaction TypeMortgage
Record UpdatedMar 02, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000143840
DateJun 11, 2021
Book Page17441/229
Instrument2021143840
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJEFFERSON KY
Recording DateJul 15, 2019
Property Address7516 RIVER RD, PROSPECT, KY 40059-9610
Document Number0114530919
Book / Page011453 / 000919
Instrument DateJul 11, 2019
Instrument159048
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyBLUEGRASS TITLE SERVICES, BLUEGRASS TITLE SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7516 RIVER RD PROSPECT KY 400599610, PROSPECT, KY 40059-9610

Mortgage

Document Number160360030
DateJul 15, 2019
Book Page016036/000030
Instrument159049
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 14, 2049

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,899.00 (-3.65%)$170,240 (-) Land $33,250 Building $136,990
2024$170,240 (-) Land $33,250 Building $136,990
2023$1,971.00 (-0.35%)$170,240 (-) Land $33,250 Building $136,990$170,240 (-) Land $33,250 Building $136,990
2022$1,978.00$170,240 Land $33,250 Building $136,990$170,240 Land $33,250 Building $136,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211110075023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies55 units insured (12 under condo master policies)
42 of 43 individual policies on primary residences
Nearby Flood Claims58 (1991–2025)
Most Recent ClaimApr 2025, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Flood Events
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides (Apr 2025), 22 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides (Mar 2018), 12 claims
  • Severe Storms, Tornadoes, And Flooding (May 2011), 7 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on River Rd

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