7514 Surry Ln, Indian Trail, NC 28079 Property Records

Union County property record for 7514 Surry Ln, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,748 sqft · built 1975
Lot Size	0.776 acres (33,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,869 (Mar 2011)
Tax Bill	$1,850 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-222-023`

Property Details

APN / Parcel Number

Primary APN	`08-222-023`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,748 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,803 sqft (0.776 acres)
Porch	Slab
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7514 SURRY LN
City	INDIAN TRAIL
State	NC
Zip	28079-7759
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA-40 FAIR
Legal Description	#5 BLK 3 COUNTRY HILLS SEC1 BLK3 OPCA004-A
Legal Subdivision	COUNTRY HILLS
Legal Block	3
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	2
Census Block	2004
Census Tract	20204

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7514 SURRY LN, INDIAN TRAIL, NC 28079-7759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2011 · Amount on Record
Deed Sale	Mar 23, 2011 · Amount on Record
Prior Sale	Feb 28, 2005 · Amount on Record
Deed Document Number	20117259
Deed Book / Page	5509 / 885
Prior Transfer Date	Mar 15, 2011
Prior Transfer Doc	5509885
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7514 SURRY LN, INDIAN TRAIL, NC 28079-7759
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7318349
Date	Feb 25, 2019
Book Page	7318/349
Instrument	0004531

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Feb 28, 2034

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Fairview Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,400 (-) Land $69,200 Building $293,200	$362,400 (-) Land $69,200 Building $293,200
2025	$1,850.00 (+16.65%)	$362,400 (+50.37%) Land $69,200 Building $293,200	$362,400 (+50.37%) Land $69,200 Building $293,200
2023	$1,586.00	$241,000 Land $41,800 Building $199,200	$241,000 Land $41,800 Building $199,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2015–2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTRY HILLS S/D private · serves 259 people · EPA ID NC0160218
Water Source	Groundwater
Last State Inspection	Sep 2025
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20