Union County property record for 7512 Surry Ln, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,749 sqft · built 1976 |
| Lot Size | 0.812 acres (35,371 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $173,500 (Jun 2014) |
| Tax Bill | $1,934 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-222-022 |
| Primary APN | 08-222-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,749 sqft Living Area |
| Gross Area | 2,469 sqft |
| 1st Floor Area | 1,749 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,371 sqft (0.812 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 348 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 7512 SURRY LN |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-7759 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA-40 FAIR |
| Legal Description | #4 COUNTRY HILLS BLK3 7512 OPCA4 |
| Legal Subdivision | COUNTRY HILLS |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20204 |
7512 Surry Ln, a rural home, is owned and occupied by two individuals who bought it in June 2014.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7512 SURRY LN, INDIAN TRAIL, NC 28079-7759 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2014 · Amount on File |
| Deed Sale | Jun 16, 2014 · Amount on File |
| Prior Sale | Jul 30, 2002 · Amount on File |
| Deed Document Number | 201414757 |
| Deed Book / Page | 6243 / 374 |
| Prior Transfer Date | Sep 28, 2006 |
| Prior Transfer Doc | 0004321080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 7512 SURRY LN, INDIAN TRAIL, NC 28079-7759 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Title Company | WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0008615639 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 8615/639 |
| Instrument | 39327 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 7512 SURRY LN, INDIAN TRAIL, NC 28079-7759 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 7609881 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 7609/881 |
| Instrument | 8683 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2035 |
The 2025 property tax bill for 7512 Surry Ln was $1,934.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Fairview Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $378,800 (-) Land $69,200 Building $309,600 | $378,800 (-) Land $69,200 Building $309,600 | |
| 2025 | $1,934.00 | $378,800 Land $69,200 Building $309,600 | $378,800 Land $69,200 Building $309,600 |
| 2023 | $1,600.00 | $243,200 Land $41,800 Building $201,400 | $243,200 Land $41,800 Building $201,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7512 Surry Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2015–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7512 Surry Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COUNTRY HILLS S/D private · serves 259 people · EPA ID NC0160218 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | UNION COUNTY WATER SYSTEM |
| Lead | 4 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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