7513 Luminary Dr, Williamsburg, VA 23188 Property Records

James City County property record for 7513 Luminary Dr, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,120 sqft · built 2020
Lot Size	0.037 acres (1,612 sqft)
Owner	Individual Name on Record
Last Sale	$327,000 (Jun 2022)
Tax Bill	$2,836 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-2 11-0-0084`

Property Details

APN / Parcel Number

Primary APN	`23-2 11-0-0084`
Alternative APN	`35687`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,120 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	1,612 sqft (0.037 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	35687
Street Address	7513 LUMINARY DR
City	WILLIAMSBURG
State	VA
Zip	23188-6473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR PLANNED UNIT DEVELOP
Legal Description	L-84 PH-6 VILLAGE AT CANDLE STATION
Legal Subdivision	VILLAGE AT CANDLE STATION
Legal Phase	6
Legal Lot Number	84
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	4
Census Block	4011
Census Tract	80402

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7513 LUMINARY DR, WILLIAMSBURG, VA 23188-6473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Dec 10, 2021	Deed of Trust, Mortgage · VA Mortgage VETERANS DIRECT
Nov 5, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage NVR MTG FIN
May 27, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Nov 5, 2020 · Amount on Record
Deed Document Number	202210185
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 29, 2022
Property Address	7513 LUMINARY DR, WILLIAMSBURG, VA 23188-6473
Document Number	0202210185
Instrument Date	Jun 15, 2022
Instrument	202210185
Transaction Type	Transfer
Record Updated	Jul 6, 2022
Title Company	FIRST VA TITLE AND ESCROW LLC, FIRST VA TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7513 LUMINARY DR, WILLIAMSBURG, VA 23188-6473

Mortgage

Document Number	0202210186
Date	Jun 29, 2022
Instrument	202210186

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	237 Months
Due	Mar 4, 2042

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	7513 LUMINARY DR, WILLIAMSBURG, VA 23188-6473
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210024105
Date	Dec 10, 2021
Instrument	210024105

Lender

Name	VETERANS DIRECT

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 5, 2020
Property Address	7513 LUMINARY DR, WILLIAMSBURG, VA 23188-6473
Document Number	0000018954
Instrument Date	Oct 26, 2020
Instrument	18954
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$271.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7513 LUMINARY DR WILLIAMSBURG VA 231886473, WILLIAMSBURG, VA 23188-6473

Mortgage

Document Number	18956
Date	Nov 5, 2020
Instrument	18956

Lender

Name	NVR MTG FIN
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 4, 2050

Interest

Rate Type	Fixed Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 27, 2020
Property Address	7513 LUMINARY DR, WILLIAMSBURG, VA 23188-6473
Document Number	0000007505
Instrument Date	May 21, 2020
Instrument	7505
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$266.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5400 DISCOVERY PARK BLVD #201 WILLIAMSBURG VA 231882882, 201, WILLIAMSBURG, VA 23188-2882
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,836.00 (+6.42%)	$341,700 (+21.99%) Land $53,800 Building $287,900	$341,700 (+21.99%) Land $53,800 Building $287,900
2024	$2,665.00 (+14.67%)
2023	$2,324.00	$280,100 Land $51,200 Building $228,900	$280,100 Land $51,200 Building $228,900
2022	$2,324.00 (+440.47%)
2019	$430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2022–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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