7512 Luminary Dr, Williamsburg, VA 23188 Property Records

James City County property record for 7512 Luminary Dr, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 2017
Lot Size	0.051 acres (2,265 sqft)
Owner	2 Individual Names on File
Last Sale	$269,485 (Apr 2017)
Tax Bill	$2,408 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-2 11-0-0071`

Property Details

APN / Parcel Number

Primary APN	`23-2 11-0-0071`
Alternative APN	`34576`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	1,760 sqft Living Area

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	2,265 sqft (0.051 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	75 sqft
Patio Area	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	34576
Street Address	7512 LUMINARY DR
City	WILLIAMSBURG
State	VA
Zip	23188-6473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR PLANNED UNIT DEVELOP
Legal Description	L-71 P-1A VILLAGE AT CANDLE STATION
Legal Subdivision	VILLAGE AT CANDLE STATION
Legal Lot Number	71
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	4
Census Block	4013
Census Tract	80402

Owner

7512 Luminary Dr is owned and occupied by two individuals who bought it in April 2017.

Source: James City County records, as of November 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7512 LUMINARY DR, WILLIAMSBURG, VA 23188-6473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage EMPOWERFI COM
Apr 24, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage NVR MTG FIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2017 · Amount on File
Deed Sale	Apr 24, 2017 · Amount on File
Deed Document Number	170008328
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	7512 LUMINARY DR, WILLIAMSBURG, VA 23188-6473
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200748
Date	Jan 18, 2022
Instrument	202200748

Lender

Name	EMPOWERFI COM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 24, 2017
Property Address	7512 LUMINARY DR, WILLIAMSBURG, VA 23188-6473
Document Number	0000008328
Instrument Date	Apr 13, 2017
Instrument	8328
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2017
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7512 LUMINARY DR WILLIAMSBURG VA 231886473, WILLIAMSBURG, VA 23188-6473

Mortgage

Document Number	8329
Date	Apr 24, 2017
Instrument	8329

Lender

Name	NVR MTG FIN
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7512 Luminary Dr was $2,408, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,408.00 (+6.41%)	$290,200 Land $53,800 Building $236,400	$290,200 Land $53,800 Building $236,400
2024	$2,263.00 (+12.87%)
2023	$2,005.00	$241,600 Land $51,200 Building $190,400	$241,600 Land $51,200 Building $190,400
2022	$2,005.00
2019	$1,814.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7512 Luminary Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2022–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7512 Luminary Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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