Hernando County property record for 7512 Oak Tree Ln, Spring Hill, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,108 sqft · built 1994 |
| Lot Size | 0.709 acres (30,869 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Mar 2026) |
| Tax Bill | $3,446 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-17-2642-0009-0080 |
| Primary APN | R09-223-17-2642-0009-0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,108 sqft Living Area |
| Gross Area | 4,289 sqft |
| 1st Floor Area | 3,108 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,869 sqft (0.709 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,661 sqft |
| Deck Area | 154 sqft |
| Patio Area | 1,216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00963997 |
|---|---|
| Street Address | 7512 OAK TREE LN |
| City | SPRING HILL |
| State | FL |
| Zip | 34607-2325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE IN THE WOODS PHASE II BLK 9 LOT 8 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | LAKE IN THE WOODS PH II |
| Legal Block | 9 |
| Legal Lot Number | 8 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 41502 |
Source: Hernando County records, as of March 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7512 OAK TREE LN, SPRING HILL, FL 34607-2325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on Record |
| Deed Sale | Mar 2, 2026 · Amount on Record |
| Prior Sale | Apr 26, 2011 · Amount on Record |
| Deed Document Number | 202613123 |
| Deed Book / Page | 4674 / 1412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 7512 OAK TREE LN, SPRING HILL, FL 34607-2325 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039410454 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 3941/454 |
| Instrument | 2021003959 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 2, 2026 |
| Property Address | 7512 OAK TREE LN, SPRING HILL, FL 34607-2325 |
| Document Number | 0046741412 |
| Book / Page | 4674 / 1412 |
| Map Reference | MB 17 PG 99&100 |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026013123 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | SOUTHEAST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,675.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12011 RASCHKE RUN, WEEKI WACHEE, FL 34614-0451 |
| Name | Verified Name |
|---|---|
| Address | 7512 OAK TREE LN, SPRING HILL, FL 34607-2325 |
| Document Number | 0046741414 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 4674/1414 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,446.00 (+16.38%) Homeowner's exemption | $248,609 (+5.99%) | $519,221 (+6.75%) Land $61,584 Building $457,637 |
| 2023 | $234,566 (+3%) Land $234,566 | ||
| 2022 | $2,961.00 Homeowner's exemption | $227,734 | $486,373 Land $61,584 Building $424,789 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 52 (1983–2024) |
| Claims Outside the SFHA | 7 of 52 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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