7487 Oak Tree Ln, Spring Hill, FL 34607 Property Records

Hernando County property record for 7487 Oak Tree Ln, Spring Hill, FL 34607 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,306 sqft · built 1995
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$515,000 (Jun 2022)
Tax Bill	$5,833 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R09-223-17-2642-0008-0060`

Property Details

APN / Parcel Number

Primary APN	`R09-223-17-2642-0008-0060`
Alternative APNs	`00963470` `963470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,306 sqft Living Area
1st Floor Area	2,306 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	1,330 sqft
Patio Area	456 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00963470
Street Address	7487 OAK TREE LN
City	SPRING HILL
State	FL
Zip	34607-2324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE IN THE WOODS PHASE II BLK 8 LOT 6
Legal Range	17E
Legal Township	23S
Legal Section	09
Legal Subdivision	LAKE IN THE WOODS PH II
Legal Phase	2
Legal Block	8
Legal Lot Number	6
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	1
Census Block	1035
Census Tract	41502

Owner

Source: Hernando County records · APN R09-223-17-2642-0008-0060

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7487 OAK TREE LN, SPRING HILL, FL 34607-2324
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE
Dec 03, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 12, 2019	Warranty Deed, Transfer CAPSTONE TITLE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Dec 03, 2020 · Amount on Record
Deed Document Number	2022050646
Deed Book / Page	4190 / 1458
Record Updated	Jun 08, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 30, 2022
Property Address	7487 OAK TREE LN, SPRING HILL, FL 34607-2324
Document Number	0041901458
Book / Page	4190 / 1458
Map Reference	MB 17 PG 99
Instrument Date	Jun 23, 2022
Instrument	2022050646
Transaction Type	Transfer
Record Updated	Oct 04, 2022
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 APPLEY CT, 25, CHERRY HILL, NJ 08002-1854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7487 OAK TREE LN, SPRING HILL, FL 34607-2324

Mortgage

Document Number	0041901461
Date	Jun 30, 2022
Instrument	4190/1461

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 03, 2020
Property Address	7487 OAK TREE LN, SPRING HILL, FL 34607-2324
Document Number	0039200570
Book / Page	3920 / 570
Map Reference	MB 17 PG 99&100
Instrument Date	Nov 09, 2020
Instrument	2020075779
Transaction Type	Transfer
Record Updated	Dec 07, 2021
Title Company	SOUTHEAST TITLE OF SUNCOAST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,345.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7487 OAK TREE LN, 7487, SPRING HILL, FL 34607-2324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7487 OAK TREE LN, SPRING HILL, FL 34607-2324

Mortgage

Document Number	3920572
Date	Dec 03, 2020
Instrument	3920/572

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 12, 2019
Property Address	7487 OAK TREE LN, SPRING HILL, FL 34607-2324
Document Number	0037720900
Book / Page	003772 / 000900
Instrument Date	Nov 08, 2019
Instrument	71198
Transaction Type	Transfer
Record Updated	Dec 05, 2019
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,505.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7487 OAK TREE LN SPRING HILL FL 346072324, SPRING HILL, FL 34607-2324

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,833.00 (-1.17%)	$408,618 (+5.14%) Land $45,570 Building $363,048	$408,618 (+5.14%) Land $45,570 Building $363,048
2023		$388,624 Land $56,121 Building $332,503
2022	$5,902.00		$388,624 Land $45,570 Building $343,054

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530415021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 51 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	52 (1983–2024)
Claims Outside the SFHA	7 of 52
Most Recent Claim	Sep 2024, tidal / storm surge, Hurricane Helene
Claims By Storm	Hurricane Helene, Sep 2024 · 9 claims Hurricane Idalia, Aug 2023 · 7 claims Hurricane Hermine, Sep 2016 · 5 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 268 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Open Infra	Fiber	8,000 / 8,000
WOW Internet, Cable & Phone	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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