7510 Lovely Ct, Frederick, MD 21702 Property Records

Frederick County property record for 7510 Lovely Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,988 sqft · built 1976
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Apr 2020)
Tax Bill	$5,852 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-427195`

Property Details

APN / Parcel Number

Primary APN	`21-427195`
Alternative APN	`427195`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,988 sqft Living Area
Gross Area	4,472 sqft
1st Floor Area	2,336 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	656 sqft
Deck Area	396 sqft
Patio Area	796 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	427195
Street Address	7510 LOVELY CT
City	FREDERICK
State	MD
Zip	21702-2768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 20 102.85X175.79X 90X195.9 W/S LOVELY CRT
Legal Subdivision	MEADOWCREST
Legal Lot Number	20
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3008
Census Tract	751203

Owner

Source: Frederick County records · APN 21-427195

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7510 LOVELY CT, FREDERICK, MD 21702-2768
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 22, 2020	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Deed Book / Page	13673 / 442
Prior Transfer Date	Sep 27, 2016
Prior Transfer Doc	0115540340
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7510 LOVELY CT, FREDERICK, MD 21702-2768
Transaction Type	Mortgage
Record Updated	Apr 04, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7510 LOVELY CT, FREDERICK, MD 21702-2768

Mortgage

Document Number	0158080131
Date	Mar 22, 2022
Book Page	15808/131

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 22, 2020
Property Address	7510 LOVELY CT, FREDERICK, MD 21702-2768
Document Number	0136730442
Book / Page	13673 / 442
Map Reference	MB 4 FO 154
Instrument Date	Apr 09, 2020
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7510 LOVELY CT, FREDERICK, MD 21702-2768

Mortgage

Document Number	136730448
Date	Apr 22, 2020
Instrument	13673/0448

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,300 (+5.99%) Land $126,900 Building $384,400	$511,300 (-) Land $126,900 Building $384,400
2025	$5,852.00 (+14.84%) Homeowner's exemption	$482,400 (+13.61%)	$511,300 (+20.42%) Land $126,900 Building $384,400
2023	$5,096.00 Homeowner's exemption	$424,600 Land $76,100 Building $348,500	$424,600 Land $76,100 Building $348,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 109 locations within half a mile of this property.

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