7509 Lovely Ct, Frederick, MD 21702 Property Records

Frederick County property record for 7509 Lovely Ct, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,368 sqft · built 1968
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Dec 1996)
Tax Bill	$5,362 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-409405`

Property Details

APN / Parcel Number

Primary APN	`21-409405`
Alternative APN	`409405`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	2,368 sqft Living Area
Gross Area	2,848 sqft
1st Floor Area	2,018 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	768 sqft
Porch	Open Porch
Porch Area	127 sqft
Deck Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	409405
Street Address	7509 LOVELY CT
City	FREDERICK
State	MD
Zip	21702-2768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 16 MEADOWCREST 150 X167X193.78 E/S LOVELY COURT
Legal Subdivision	MEADOWCREST
Legal Lot Number	16
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3008
Census Tract	751203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7509 LOVELY CT, FREDERICK, MD 21702-2768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 1996 · Amount on Record
Deed Sale	Dec 30, 1996 · Amount on Record
Deed Document Number	19967443
Deed Book / Page	2253 / 884
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7509 LOVELY CT, FREDERICK, MD 21702-2768
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145640285
Date	Feb 19, 2021
Book Page	14564/285

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,100 (+8.06%) Land $133,100 Building $328,000	$461,100 (-) Land $133,100 Building $328,000
2025	$5,362.00 (+9.47%)	$426,700 (+19.22%)	$461,100 (+28.83%) Land $133,100 Building $328,000
2024	$4,898.00 (+12.81%)
2023	$4,342.00	$357,900 Land $79,800 Building $278,100	$357,900 Land $79,800 Building $278,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20