7505 Cedar Grove Ln, Elkridge, MD 21075 Property Records

Howard County property record for 7505 Cedar Grove Ln, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,344 sqft · built 1999
Lot Size	0.068 acres (2,941 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jun 2017)
Tax Bill	$4,735 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-299999`

Property Details

APN / Parcel Number

Primary APN	`01-299999`
Alternative APN	`299999`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,344 sqft Total Area
Basement Area	460 sqft
Finished Basement	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,941 sqft (0.068 acres)
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	299999
Street Address	7505 CEDAR GROVE LN
City	ELKRIDGE
State	MD
Zip	21075-7913
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	LOT 115 2,941 SQ' 7505 CEDAR GROVE LN NEW COLONY VILLAGE
Legal Subdivision	NEW COLONY VILLAGE
Legal Lot Number	115
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2043
Census Tract	601203

Owner

7505 Cedar Grove Ln is owned and occupied by an individual who bought it in June 2017.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7505 CEDAR GROVE LN, ELKRIDGE, MD 21075-7913
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST HOME MORTGAGE CORP
Mar 4, 2019	Deed of Trust, Mortgage · Closed-End Mortgage THE JOHNS HOPKINS FCU
Jun 29, 2017	Deed, Transfer · FHA Mortgage NORWICH COMMERCIAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on File
Deed Sale	Jun 29, 2017 · Amount on File
Prior Sale	Jun 21, 2013 · Amount on File
Deed Document Number	2017675-040
Deed Book / Page	17675 / 40
Prior Transfer Date	Jun 6, 2013
Prior Transfer Doc	0149780050
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7505 CEDAR GROVE LN, ELKRIDGE, MD 21075-7913
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	THE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198190280
Date	Oct 15, 2020
Book Page	19819/280

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company
Address	NOTTINGHAM, MD 21236

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2045

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7505 CEDAR GROVE LN, ELKRIDGE, MD 21075-7913
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0185690216
Date	Mar 4, 2019
Book Page	18569/216

Lender

Name	THE JOHNS HOPKINS FCU
Type	Credit Union
Address	BALTIMORE, MD 21205

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 29, 2024

Interest

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 29, 2017
Property Address	7505 CEDAR GROVE LN, ELKRIDGE, MD 21075-7913
Document Number	0176750040
Book / Page	17675 / 040
Map Reference	PL17327-17345
Instrument Date	Jun 28, 2017
Instrument	17675-040
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	LAKESIDE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7505 CEDAR GROVE LN, ELKRIDGE, MD 21075-7913

Mortgage

Document Number	17675049
Date	Jun 29, 2017
Instrument	17675-049

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 7505 Cedar Grove Ln was $4,735 with a homeowner's exemption, up 0.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,735.00 (+0.89%) Homeowner's exemption	$346,100 (+6.31%) Land $100,000 Building $246,100	$346,100 (-) Land $100,000 Building $246,100
2025	$4,693.00 Homeowner's exemption	$325,567	$346,100 Land $100,000 Building $246,100
2023		$284,500 (+3.82%) Land $70,000 Building $214,500	$284,500 (-) Land $70,000 Building $214,500
2022	$3,085.00 Homeowner's exemption	$274,033	$284,500 Land $70,000 Building $214,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7505 Cedar Grove Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7505 Cedar Grove Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

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