7496 Cedar Grove Ln, Elkridge, MD 21075 Property Records

Howard County property record for 7496 Cedar Grove Ln, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,518 sqft · built 1999
Lot Size	0.069 acres (2,985 sqft)
Owner	Individual Name on File
Last Sale	$170,220 (Jul 2026)
Tax Bill	$3,910 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-300180`

Property Details

APN / Parcel Number

Primary APN	`01-300180`
Alternative APN	`300180`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,518 sqft Total Area
Basement Area	384 sqft
Finished Basement	384 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,985 sqft (0.069 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	80 sqft
Deck Area	137 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	300180
Street Address	7496 CEDAR GROVE LN
City	ELKRIDGE
State	MD
Zip	21075-7916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	LOT 133 2,985 SQ' 7496 CEDAR GROVE LN NEW COLONY VILLAGE
Legal Subdivision	NEW COLONY VILLAGE
Legal Lot Number	133
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2038
Census Tract	601203

Owner

7496 Cedar Grove Ln is owned and occupied by an individual who bought it in July 2026.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7496 CEDAR GROVE LN, ELKRIDGE, MD 21075-7916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 8, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 28, 2021	Deed of Trust, Mortgage · SBA Mortgage THE BANCORP BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2026 · Amount on File
Deed Sale	Jul 1, 2026 · Amount on File
Prior Sale	Jun 8, 2023 · Amount on File
Deed Book / Page	23312 / 340
Prior Transfer Date	Mar 18, 2010
Prior Transfer Doc	0123600360
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Jul 1, 2026
Property Address	7496 CEDAR GROVE LN, ELKRIDGE, MD 21075-7916
Document Number	2331000340
Book / Page	23312 / 340
Instrument Date	Apr 25, 2026
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	ROCKET TITLE, ROCKET CLOSE

Transaction

Amount	Amount on Record
Tax	$171,922.20
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7496 CEDAR GROVE LN, ELKRIDGE, MD 21075-7916

Mortgage

Document Number	2331000348,
Date	Jul 1, 2026
Book Page	23312/348

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 8, 2023
Property Address	7496 CEDAR GROVE LN, ELKRIDGE, MD 21075-7916
Document Number	0220000268
Book / Page	22000 / 268
Map Reference	PL 17334
Instrument Date	Jun 7, 2023
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7496 CEDAR GROVE LN, ELKRIDGE, MD 21075-7916

Mortgage

Document Number	0022000276
Date	Jun 8, 2023
Instrument	22000/276

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7496 CEDAR GROVE LN, ELKRIDGE, MD 21075-7916
Transaction Type	Mortgage
Record Updated	Oct 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201630212
Date	Jan 28, 2021
Book Page	20163/212

Lender

Name	THE BANCORP BANK
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 7496 Cedar Grove Ln was $3,910 with a homeowner's exemption, down 9.8% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,910.00 (-9.82%) Homeowner's exemption	$354,100 (+9.76%) Land $100,000 Building $254,100	$354,100 (-) Land $100,000 Building $254,100
2025	$4,336.00 (+5.52%) Homeowner's exemption	$322,600	$354,100 Land $100,000 Building $254,100
2024	$4,109.00
2023		$259,600 Land $70,000 Building $189,600	$259,600 Land $70,000 Building $189,600
2022	$2,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7496 Cedar Grove Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7496 Cedar Grove Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

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