7504 Sauna Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 7504 Sauna Rd, Embarrass, MN 55732

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,156 sqft · built 1910
Lot Size	30 acres (1,306,800 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Dec 2004)
Tax Bill	$894 (2026)
Deeds & Mortgages	Feb 2019 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`330-0010-03450`

Property Details

APN / Parcel Number

Primary APN	`330-0010-03450`
Alternative APN	`983578`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,156 sqft Gross Area
1st Floor Area	976 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Other
Construction Type	Frame
Lot Area	1,306,800 sqft (30 acres)
Garage Area	1,360 sqft

Exterior Amenities

Patio Area	576 sqft
Cabin	176 sqft
Storage Building	464 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	983578
Street Address	7504 SAUNA RD
City	EMBARRASS
State	MN
Zip	55732-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	SW 1/4 OF SE 1/4 EX SE1/4 SERIAL #
Legal Range	15W
Legal Township	60N
Legal Section	23
Legal Subdivision	EMBARRASS TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	EMBARRASS
Census Block Group	1
Census Block	1033
Census Tract	13900

Owner

Source: St. Louis County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7504 SAUNA RD, EMBARRASS, MN 55732-8334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jan 5, 2017	Deed of Trust, Mortgage · Line of Credit EMBARRASS VERMILLION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2004 · Amount on Record
Deed Sale	Dec 4, 2004 · Amount on Record
Prior Sale	Jan 22, 2002 · Amount on Record
Deed Document Number	2004965752
Last Transfer Date	Jan 15, 2015
Transfer Doc	0001254153
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7504 SAUNA RD, EMBARRASS, MN 55732-8334
Document Number	0001350713
Instrument Date	Feb 16, 2019
Transaction Type	Mortgage
Record Updated	Mar 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7504 SAUNA RD EMBARRASS MN 557328334, EMBARRASS, MN 55732-8334

Mortgage

Document Number	0001350713
Date	Feb 27, 2019
Instrument	1350713

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7504 SAUNA RD, EMBARRASS, MN 55732-8334
Document Number	00A1302112
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 25, 2017
Title Company	ALL AMERICA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7504 SAUNA RD EMBARRASS MN 557328334, EMBARRASS, MN 55732-8334

Mortgage

Document Number	00A1302112
Date	Jan 13, 2017
Instrument	A1302112

Lender

Name	EMBARRASS VERMILLION FCU
Type	Credit Union
Address	AURORA, MN 55705

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 12, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Embarrass Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$894.00 (+26.63%) Homeowner's exemption
2025	$706.00 (-35.82%) Homeowner's exemption	$146,500 (+4.05%) Land $49,300 Building $97,200	$146,500 (+4.05%) Land $49,300 Building $97,200
2024	$1,100.00	$140,800 (+24.6%) Land $49,800 Building $91,000	$140,800 (+24.6%) Land $49,800 Building $91,000
2022		$113,000 Land $43,400 Building $69,600	$113,000 Land $43,400 Building $69,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sauna Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures