7727 Sauna Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 7727 Sauna Rd, Embarrass, MN 55732

Property Summary

Property TypeGeneral Agricultural/Rural
Details3 bd · 3 ba · 2,332 sqft · built 1997
Lot Size40 acres (1,742,400 sqft)
OwnerCompany Name on Record
Tax Bill$3,632 (2026)
Deeds & MortgagesFeb 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN330-0010-01940

Property Details

APN / Parcel Number

Primary APN330-0010-01940
Alternative APN
  • 507439

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,332 sqft Gross Area
1st Floor Area1,292 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialWood
Construction TypeFrame
Lot Area1,742,400 sqft (40 acres)
Garage Area1,352 sqft

Exterior Amenities

PorchSlab
Porch Area140 sqft
Deck Area32 sqft
Patio Area585 sqft
Storage Building240 sqft
Pole Barn3,200 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number507439
Street Address7727 SAUNA RD
CityEMBARRASS
StateMN
Zip55732-8354
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeMUNS
Legal DescriptionSW 1/4 OF SW 1/4 SERIAL #
Legal Range15W
Legal Township60N
Legal Section14
Legal SubdivisionEMBARRASS TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionEMBARRASS
Census Block Group1
Census Block1007
Census Tract13900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7727 SAUNA RD, EMBARRASS, MN 55732-8354
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address7727 SAUNA RD, EMBARRASS, MN 55732-8354
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001020913
DateFeb 26, 2020
Instrument1020913
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressWESTMONT, IL 60559
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 5, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionEmbarrass Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,632.00 (+21.47%) Homeowner's exemption
2025$2,990.00 (-16.99%) Homeowner's exemption$457,800 (+5.97%) Land $89,600 Building $368,200$457,800 (+5.97%) Land $89,600 Building $368,200
2024$3,602.00$432,000 (+26.65%) Land $90,400 Building $341,600$432,000 (+26.65%) Land $90,400 Building $341,600
2022$341,100 Land $79,700 Building $261,400$341,100 Land $79,700 Building $261,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

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