750 Pedro Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 750 Pedro Ave, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,472 sqft · built 1983
Lot Size	0.317 acres (13,809 sqft)
Owner	Individual Name on Record
Last Sale	$540,000 (Oct 2020)
Tax Bill	$9,532 (2025)
Deeds & Mortgages	Dec 2022 Transfer Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077-341-03`

Property Details

APN / Parcel Number

Primary APN	`077-341-03`
Alternative APN	`077-341-03-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,472 sqft Living Area
Gross Area	2,932 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	13,809 sqft (0.317 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	667 sqft
Patio Area	804 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	750 PEDRO AVE
City	BEN LOMOND
State	CA
Zip	95005-9409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-6
Legal Description	TR 302
Legal Subdivision	RANCHO RIO SUB #3 TR #302
Legal Tract	302
Legal Lot Number	59
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1000
Census Tract	120600

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1577, SANTA CRUZ, CA 95061-1577
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2022	Intrafamily Transfer, Transfer
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Oct 2, 2020	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 8, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	202039777
Last Transfer Date	Dec 20, 2022
Transfer Doc	0000033669
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 22, 2022
Property Address	750 PEDRO AVE, BEN LOMOND, CA 95005-9409
Document Number	0000033669
Map Reference	MB 40 PG 11
Instrument Date	Dec 20, 2022
Instrument	2022-0033669
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1577, SANTA CRUZ, CA 95061-1577

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	750 PEDRO AVE, BEN LOMOND, CA 95005-9409
Transaction Type	Mortgage
Record Updated	Dec 1, 2022
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	750 PEDRO AVE, BEN LOMOND, CA 95005-9409

Mortgage

Document Number	0000030766
Date	Nov 15, 2022
Instrument	2022-0030766

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 2, 2020
Property Address	750 PEDRO AVE, BEN LOMOND, CA 95005-9409
Document Number	0000039777
Map Reference	MB 40 PG 11
Instrument Date	Sep 30, 2020
Instrument	2020-0039777
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1577, SANTA CRUZ, CA 95061-1577

Mortgage

Document Number	0000039778
Date	Oct 2, 2020
Instrument	2020-0039778

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	750 PEDRO AVE, BEN LOMOND, CA 95005-9409
Document Number	0000036036
Instrument Date	Nov 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	750 PEDRO AVE BEN LOMOND CA 950059409, BEN LOMOND, CA 95005-9409

Mortgage

Document Number	0000036036
Date	Dec 5, 2018
Instrument	36036

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	750 PEDRO AVE, BEN LOMOND, CA 95005-9409
Document Number	0000027242
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	750 PEDRO AVE BEN LOMOND CA 950059409, BEN LOMOND, CA 95005-9409

Mortgage

Document Number	0000027242
Date	Aug 17, 2017
Instrument	27242

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$805,979 (+2%) Land $585,163 Building $220,816
2025	$9,532.00 (+4.29%) Homeowner's exemption	$790,175 (+4.04%) Land $573,689 Building $216,486
2023	$9,140.00 (+2.42%) Homeowner's exemption	$759,492 Land $551,412 Building $208,080	$711,810
2022	$8,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Pedro Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures